DALLAS, July 30, 2024 (GLOBE NEWSWIRE) -- Triumph Financial, Inc. (NASDAQ:TFIN) is pleased to announce today the appointment of Mitchell Lee as chief risk and compliance officer. In his new role, Lee will be responsible for providing strategic oversight of the company's enterprise risk and compliance efforts. This includes driving the ongoing development of a comprehensive enterprise risk management framework across all divisions of Triumph Financial including TriumphPay, Triumph and TBK Bank.   Reporting d ...

财务数据和关键指标变化 - 公司第二季度收入增长22%,但受到经济环境影响,利润承压 [3][6][7] - 公司将把每季度的开支控制在约9700万美元,以保持短期和长期的盈利能力 [7] 各条业务线数据和关键指标变化 - TriumphPay支付业务收入增长超过50%,但增速有所放缓 [10][11][12][13][14] - 公司正在努力提高支付业务的收费率,从目前的22%提高到更高水平 [12][13][14] - 公司正在与更多经纪商和因子公司建立联系,以提高网络密度和交易量 [6][14][17] 各个市场数据和关键指标变化 - 公司看到货运行业正在经历周期性下滑,但也看到一些积极信号,如货运价格与燃油价格的联动性有所改善 [66][67][68][69] - 公司认为货运行业产能过剩的问题仍然存在,短期内难以完全解决 [81][82] 公司战略和发展方向及行业竞争 - 公司正在大力投资建设支付网络,目标是实现80%的市场渗透率 [6][19][20][21] - 公司认为网络效应是关键,随着网络密度的提高,收费和盈利能力也将提高 [14][15][16][17][19][20][21] - 公司正在开发"因子即服务"等新业务,以提高效率并分享价值 [27][28][29][30][31][32][33][34][35][36] 管理层对经营环境和未来前景的评论 - 管理层认为货运行业目前处于周期性下滑,但看到一些积极信号,如价格与燃油价格的联动性改善 [66][67][68][69] - 管理层认为公司正处于关键的网络密度建设阶段,未来一两年将是关键时期 [6][19][20][21] - 管理层对公司长期发展前景充满信心,认为公司有机会成为行业的领导者 [6][8] 其他重要信息 - 公司正在控制开支,将每季度的开支控制在约9700万美元 [7] - 公司正在开发新业务"因子即服务",以提高行业效率并分享价值 [27][28][29][30][31][32][33][34][35][36] 问答环节重要的提问和回答 问题1 **关于支付业务收费率提升的问题** 提问的内容:公司如何提高支付业务的收费率,有什么具体策略? [12][13][14] 回答的内容:公司正在努力提高收费率,主要通过提高网络密度和交易量,以及与客户重新谈判定价来实现。随着网络效应的发挥,公司有信心未来能够实现5美元/交易的收费目标。 [44][45][46][47][48][49] 问题2 **关于收购C.H. Robinson对公司的影响** 提问的内容:C.H. Robinson的收购对公司的收入和网络密度会产生什么影响? [49][50][51][52] 回答的内容:C.H. Robinson的加入将大幅提升公司的网络密度,预计到年底公司的网络密度将接近60%。这将为公司未来的收费和盈利能力提供基础。 [51][52] 问题3 **关于公司未来收入目标的问题** 提问的内容:公司何时能够实现1亿美元的收入目标? [71][72][73][74] 回答的内容:公司认为2025年底前实现1亿美元收入目标可能有些乐观,更可能在2026年或之后实现。公司将重点放在提高网络密度上,收入的快速增长将伴随着网络效应的发挥。 [72][73][74]

Triumph Financial (TFIN) reported $105.08 million in revenue for the quarter ended June 2024, representing a year-over-year increase of 2.1%. EPS of $0.08 for the same period compares to $0.29 a year ago.The reported revenue represents a surprise of +1.60% over the Zacks Consensus Estimate of $103.43 million. With the consensus EPS estimate being $0.21, the EPS surprise was -61.90%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wal ...

Triumph Financial (TFIN) came out with quarterly earnings of $0.08 per share, missing the Zacks Consensus Estimate of $0.21 per share. This compares to earnings of $0.29 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -61.90%. A quarter ago, it was expected that this financial holding company would post earnings of $0.32 per share when it actually produced earnings of $0.14, delivering a surprise of -56.25%.Over the last four ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ___________________________________________________________ FORM 10-Q ___________________________________________________________ ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to _______ Commission Fi ...

Exhibit 99.1 July 17, 2024 Fellow Shareholders, For the second quarter, we earned net income to common stockholders of $1.9 million, or $0.08 per diluted share. Discussion of the Quarter If I had to describe this quarter with a phrase, I might quote Charles Dickens – "It was the best of times, it was the worst of times…" That statement overdoes it both to the positive and the negative, but it is directionally correct. It comes down to this — our quarterly earnings were anemic. Beyond the quarter, our traili ...

The upcoming report from Triumph Financial (TFIN) is expected to reveal quarterly earnings of $0.21 per share, indicating a decline of 27.6% compared to the year-ago period. Analysts forecast revenues of $103.43 million, representing an increase of 0.5% year over year.Over the past 30 days, the consensus EPS estimate for the quarter has been adjusted downward by 26.2% to its current level. This demonstrates the covering analysts' collective reassessment of their initial projections during this period.Ahead ...

Wall Street expects a year-over-year decline in earnings on higher revenues when Triumph Financial (TFIN) reports results for the quarter ended June 2024. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on July 17. ...

DALLAS, May 31, 2024 (GLOBE NEWSWIRE) -- Triumph Financial, Inc. (the "Company") (NASDAQ:TFIN) today announced that the Company's Board of Directors declared a quarterly cash dividend of $17.81 per share on its 7.125% Series C Fixed-Rate Non-Cumulative Perpetual Preferred Stock, represented by depositary shares (NASDAQ:TFINP), each representing a 1/40th interest in a share of preferred stock. Holders of depositary shares will receive $0.44525 per depositary share. The dividend is payable on June 30, 2024, t ...

Triumph Financial, Inc. (NASDAQ:TFIN) Q1 2024 Earnings Conference Call April 18, 2024 10:30 AM ET Company Participants Luke Wyse - Senior Vice President, Head of Investor Relations Aaron Graft - Founder, Vice Chairman and Chief Executive Officer Melissa Forman - President, TriumphPay Todd Ritterbusch - President, TBK Bank Tim Valdez - President, Factoring Division Brad Voss - Executive Vice President and Chief Financial Officer Conference Call Participants Joseph Yanchunis - Raymond James Thomas Wendler - S ...