Exhibit 99.1 July 17, 2024 Fellow Shareholders, For the second quarter, we earned net income to common stockholders of $1.9 million, or$0.08 per diluted share. Discussion of the Quarter If I had to describe this quarter with a phrase, I might quote Charles Dickens – "It was the best of times, it was the worst of times…" That statement overdoes it both to the positive and the negative, but it is directionally correct. It comes down to this — our quarterly earnings were anemic. Beyond the quarter, our traili ...