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StoneCo Ltd. (STNE) could be a solid addition to your portfolio given its recent upgrade to a Zacks Rank #2 (Buy). This upgrade primarily reflects an upward trend in earnings estimates, which is one of the most powerful forces impacting stock prices.A company's changing earnings picture is at the core of the Zacks rating. The system tracks the Zacks Consensus Estimate -- the consensus measure of EPS estimates from the sell-side analysts covering the stock -- for the current and following years.Since a chang ...

财务数据和关键指标变化 - 公司2024年第一季度合并收入同比增长14%,调整后EBITDA同比增长75%,调整后净利润同比增长近90% [17] - 公司调整后净利润率达到14.6%,同比提升约650个基点 [17] 各条业务线数据和关键指标变化 支付业务 - 支付业务活跃客户数同比增长33%,达到近370万 [18] - 包括PIX在内的MSMB支付交易额同比增长24%,不包括PIX的MSMB支付交易额同比增长超过18% [21] - 支付业务净收费率同比提升15个基点至2.54% [21] 银行业务 - 银行业务活跃客户数同比翻倍,达到约240万 [22] - 客户存款同比增长53%,达到60亿雷亚尔 [23] - 每客户每月平均收入(ARPAC)增至29.3雷亚尔 [23] 信贷业务 - 本季度发放信贷约29.5亿雷亚尔,信贷组合规模达到53.2亿雷亚尔,环比增长约72% [25] - 信贷组合的90天以上逾期率为1.5% [25] - 公司将继续保持谨慎的信贷政策,全年将向更多客户群体提供信贷服务 [26] 各个市场数据和关键指标变化 - 公司在零售和加油站行业的垂直软件业务表现良好,同比增长12% [28] - 公司正在重点关注零售和加油站行业,加油站业务在本季度表现亮眼 [12] 公司战略和发展方向及行业竞争 - 公司将继续推进金融服务与软件业务的深度整合,为客户提供端到端的解决方案 [28][29] - 公司认为行业竞争环境保持理性,利率下降有利于公司 [74][75] - 公司将继续专注于执行既定战略,提升产品和服务能力,增强对中小企业客户的差异化 [74][75] 管理层对经营环境和未来前景的评论 - 管理层对公司2024年第一季度的业绩表现感到满意,认为公司正朝着既定目标稳步前进 [13] - 公司将继续专注于支付、银行和信贷等金融服务,以及垂直行业软件的深度整合 [12][28][29] - 公司对未来保持谨慎乐观,认为有望超越全年业绩指引 [68][69] 问答环节重要的提问和回答 问题1 **Eduardo Rosman提问** 询问公司是否有进一步优化资本配置的计划,包括出售一些非核心资产 [42][43][44][45][46][47] **Mateus Scherer和Pedro Zinner回答** 公司目前专注于提升现有业务的效率,对于出售非核心资产没有紧迫需求,但会根据情况评估是否有机会最大化股东价值 [44][45][46][47][48] 问题2 **Kaio Da Prato提问** 询问公司本季度其他费用和股份支付费用的变动原因 [55][56][57][58][59] **Mateus Scherer回答** 其他费用中包括一次性的资产处置损失和股权激励费用的调整,这些都是非经常性因素 [56][57][58][59] 问题3 **Antonio Ruette提问** 询问公司信贷业务的表现、风险管理以及未来发展计划 [67][68][69][70][71][72][73] **Gregor Ilg和Mateus Scherer回答** 公司在信贷业务方面保持谨慎态度,但正在测试不同客户群体,并计划今年下半年逐步过渡到基于风险模型的拨备政策 [68][69][70][71][72][73]

StoneCo Ltd. (STNE) came out with quarterly earnings of $0.29 per share, beating the Zacks Consensus Estimate of $0.28 per share. This compares to earnings of $0.14 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 3.57%. A quarter ago, it was expected that this company would post earnings of $0.32 per share when it actually produced earnings of $0.36, delivering a surprise of 12.50%.Over the last four quarters, the company has ...

Adjusted EBT of R$ 568 million had a 75% increase compared to the same quarter of 2023 Total Payment Volume (TPV) of SMEs had an annual growth of 24%, considering also PIX transactions SÃO PAULO, May 13, 2024 /PRNewswire/ -- StoneCo Ltd. (Nasdaq: STNE, B3: STOC31) reported adjusted net income of R$ 450 million in the first quarter, a 90% increase over the same time last year. The company's total revenue reached R$ 3.1 billion, a 14% year-over-year growth. Adjusted net cash was R$ 5.1 billion, an increas ...

StoneCo (STNE) is slated to release first-quarter 2024 results on May 13.The consensus mark for earnings is pegged at 28 cents per share, down by a couple of cents in the past 30 days. The company reported earnings of 14 cents in the year-ago quarter.StoneCo beat the Zacks Consensus Estimate in the last four quarters, delivering an earnings surprise of 12.34% on average.Let’s see how things have shaped up for the upcoming announcement. Factors to NoteStoneCo’s first-quarter performance is likely to have ben ...

The most recent trading session ended with StoneCo Ltd. (STNE) standing at $15.74, reflecting a +0.9% shift from the previouse trading day's closing. The stock exceeded the S&P 500, which registered a loss of 0.34% for the day. Elsewhere, the Dow gained 0.23%, while the tech-heavy Nasdaq lost 0.33%.Shares of the company have depreciated by 3.94% over the course of the past month, outperforming the Computer and Technology sector's loss of 4.23% and the S&P 500's loss of 4.05%.The investment community will be ...

公司治理 - 公司风险管理涵盖市场和流动性风险、信用风险、监管资本管理、网络安全和数据隐私、欺诈检测和预防、操作风险等方面[579] - 公司的治理机构包括董事会及其委员会、执行管理委员会及其支持性委员会、风险管理领域[580] 法律合规 - 遵守巴西支付系统相关法律法规，包括支付方案、支付机构等方面[583] - Stone SCFI于2024年1月获得了中央银行颁发的金融机构牌照[2] - Stone Instituição de Pagamento和Stone SCD获得中央银行授权后一直遵守适用的支付和金融法律法规[3] - 巴西法律禁止支付机构从事金融机构限制的活动[4] - 巴西金融系统中的交易，金融机构可以自由设定利率，但不得对消费者造成过度负担[5] - 如果公司未能遵守巴西法律和监管框架的要求，可能会受到处罚，包括支付巨额罚款和利润返还[6] - 作为金融机构，SCDs和SEPs等机构可以自由收取任何补偿性利率，不受巴西高利贷法的限制[7] - SCDs和SEPs必须遵守适用于巴西国家金融系统的关键治理、合规和监管要求[8] - 所有自然人或法人在巴西处理个人数据的业务或组织都受到LGPD的义务和责任[9] - 我们的数字支付业务可能会受到其他机构的监管[10] 知识产权 - 公司拥有超过30个国家的900多个商标[631] - 公司在巴西、拉丁美洲和美国等地注册了多个域名[632] 数据中心设施 - 公司租赁了位于巴西里约热内卢和圣保罗的数据中心设施[640]

StoneCo reported a record profit in 2023. Its stock should go up in 2024.StoneCo (STNE 0.03%) stock is in something of a funk. Trading down roughly 84% from its pandemic-era highs, the Brazilian fintech stock doesn't get a lot of respect on Wall Street. Despite reporting its most profitable year ever in 2023, with $328 million in net income, StoneCo share prices are up only about 30% over the past year -- not a whole lot better than the S&P 500's 21% gain.Better things could be coming for StoneCo investors, ...

公司财务业绩 - StoneCo Ltd.宣布将于2024年5月13日发布第一季度财务业绩，并将在当天下午5:00pm ET（巴西时间6:00pm BRT）举行电话会议讨论结果[1] 会计政策变更 - 公司决定自2024年第一季度开始采用新的内部会计政策，将会员费收入的确认推迟至商户客户的预期寿命期间[2] - 这一政策变更预计将在2024年第一季度减少约60-70百万雷亚尔的交易收入，并在2024财年增加相同金额的递延收入负债[3]