PM Images My Thesis I began covering StoneCo Ltd. (NASDAQ:STNE) stock on Seeking Alpha on February 1, 2024, and have reiterated my "Buy" rating only once since then, on May 1 1, 2024. Unfortunately, despite the overall market's strength, STNE has declined, showing significant underperformance recently: Analysis Rating: | All Ratings Filtered By: STNE (2) × Analyst's Rating History on STNE 次 Out 23 Apr 24 M24 Why StoneCo Stock Still Remains The Ultimate Buy Before Q1 Earnings Release STNE · May 11, 2024 · 12 ...

Adjusted net income was R$ 497 million, a 54% increase compared to the same period last year Adjusted EBT of R$ 652 million increased by 46% compared to the second quarter of 2023 Total Payment Volume (TPV) of SMEs had an annual growth of 25%, also considering PIX transactions SÃO PAULO, Aug. 15, 2024 /PRNewswire/ -- StoneCo Ltd. (Nasdaq: STNE, B3: STOC31) delivered a strong second quarter, marked by solid TPV growth and continued advancements in Credit and Banking. The company reported adjusted net income ...

StoneCo Ltd. (STNE) came out with quarterly earnings of $0.30 per share, missing the Zacks Consensus Estimate of $0.34 per share. This compares to earnings of $0.19 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -11.76%. A quarter ago, it was expected that this company would post earnings of $0.28 per share when it actually produced earnings of $0.29, delivering a surprise of 3.57%. Over the last four quarters, the company h ...

财务数据和关键指标变化 - 公司第二季度合并收入同比增长8%,主要由于TPV持续增长和客户付费能力提高 [25][26] - 调整后税前利润同比增长46%,主要由于收入增长和财务及管理费用效率提升 [27][28] - 调整后净利润同比增长54%,调整后基本每股收益同比增长57%达到R$1.61 [28] 各条业务线数据和关键指标变化 支付业务 - MSMB客户群同比增长30%,达到近390万活跃客户 [29] - MSMB TPV同比增长25%,其中卡交易TPV同比增长17.4%,PIX二维码交易增长2.6倍 [34] - MSMB支付平均费率同比提升7个基点至2.54% [34] 银行业务 - 银行活跃客户群同比增长62%,达到270万活跃客户 [35] - 客户存款同比增长65%,达到65亿雷亚尔 [35] - 每客户每月平均收入下降至R$25.7,主要由于平均CDI下降 [35] 信贷业务 - 信贷组合规模增至7.12亿雷亚尔,其中工资贷款组合增长28%至6.82亿雷亚尔 [36][37] - 工资贷款逾期90天以上不良贷款率为2.6% [37] - 工资贷款拨备费用下降至1.7亿雷亚尔,占组合的18% [38] 各个市场数据和关键指标变化 - 里约格兰德州的TPV受到负面影响,约150亿雷亚尔,对整体业绩影响约1亿雷亚尔 [153][154] 公司战略和发展方向及行业竞争 - 公司继续专注于支付、银行和信贷等战略重点,并在软件业务方面进行交叉销售 [11][24] - 公司认为行业整体增长将放缓,但公司仍有大量增长机会,尤其是在金融服务领域 [136][137][141] - 公司将继续优化销售团队和营销策略,以应对行业竞争环境的变化 [63][64][65][134][135][138][139] 管理层对经营环境和未来前景的评论 - 管理层对公司在2024年上半年的表现感到满意,并有信心实现全年目标 [21][55] - 管理层认为PIX二维码交易的快速增长给TPV带来一定挑战,但整体来看是积极的 [96][97][98][99][100][101][102] - 管理层对信贷业务的发展前景保持乐观,并计划推出更多信贷产品 [162][163][164][165][166][167] 其他重要信息 - 公司回购了约970万股,总金额达7.24亿雷亚尔,接近完成之前宣布的100亿雷亚尔回购计划 [20][53][54] - 公司还以2.95亿美元的价格回购了部分2028年到期的债券 [54] 问答环节重要的提问和回答 问题1 **Mario Pierry 提问** 询问公司在竞争环境和定价策略方面的变化 [58][59] **Pedro Zinner 和 Lia Matos 回答** - 公司会根据客户群体和市场情况动态调整定价策略,以保持盈利能力 [61][62] - 公司正在加大对中小企业客户的销售投入,以提升整体客户价值 [63][64][65][66][67] 问题2 **Eduardo Rosman 提问** 询问公司是否考虑出售软件业务的部分资产 [73] **Pedro Zinner 回答** - 公司目前专注于执行既定的软件业务战略,包括提升交叉销售和效率 [75][76] - 公司会持续评估各项资产的价值最大化,但目前没有出售软件业务的计划 [75] 问题3 **Gustavo Schroden 提问** 询问公司是否会上调全年业绩指引 [143][144] **Pedro Zinner 和 Mateus Scherer 回答** - 公司维持既定的全年指引,除非出现重大变化,否则不会中期调整 [145][146][147][148][149] - 公司预计部分指标如信贷和银行业务会超出目标,但支付业务的PIX交易增长可能会对TPV产生一定影响 [146][147]

Exhibit 99.1 Unaudited Interim Condensed Consolidated Financial Statements StoneCo Ltd. March 31, 2024 Index to Consolidated Financial Statements Interim Condensed Consolidated Financial Statements Page | --- | --- | |--------------------------------------------------------------------------------------------------------------------------|-------| | Report on review of interim condensed consolidated financial information | F-3 | | Unaudited interim consolidated statement of financial position as of March 31 ...

StoneCo (STNE) is slated to release second-quarter 2024 results on Aug 14. The consensus mark for earnings is pegged at 34 cents per share, down by a penny in the past 30 days. The company reported earnings of 19 cents in the year-ago quarter. StoneCo beat the Zacks Consensus Estimate in each of the last four quarters, delivering an average earnings surprise of 11.3%. The consensus mark for revenues is pegged at $590.7 million, indicating a decline of 1.1% from the year-ago quarter. Let's see how things hav ...

StoneCo Ltd. (STNE) is expected to deliver a year-over-year increase in earnings on lower revenues when it reports results for the quarter ended June 2024. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The earnings report, which is expected to be released on August 14, 2024, might help the stock move higher if these key numbers are better than ex ...

StoneCo Ltd. (STNE) closed the latest trading day at $12.11, indicating a -0.9% change from the previous session's end. The stock fell short of the S&P 500, which registered a gain of 1.04% for the day. Elsewhere, the Dow saw an upswing of 0.76%, while the tech-heavy Nasdaq appreciated by 1.03%. The the stock of company has fallen by 6.22% in the past month, leading the Computer and Technology sector's loss of 13.91% and the S&P 500's loss of 6.74%. The upcoming earnings release of StoneCo Ltd. will be of g ...

GEORGE TOWN, Cayman Islands, July 30, 2024 (GLOBE NEWSWIRE) -- StoneCo Ltd. (NASDAQ:STNE, B3: STOC31))) ("Stone" or the "Company") announces the release of its 2023 Sustainability Report, prepared based on indicators of the Global Reporting Initiative (GRI) and the Sustainability Accounting Standards Board (SASB). The Company also started reporting climate information according to the recommendations from the Task Force on Climate Related Financial Disclosures (TCFD). Click here to access the document. Abou ...

In the latest market close, StoneCo Ltd. (STNE) reached $13.58, with a +1.12% movement compared to the previous day. The stock outperformed the S&P 500, which registered a daily loss of 0.16%. Meanwhile, the Dow lost 0.14%, and the Nasdaq, a tech-heavy index, lost 0.06%.Prior to today's trading, shares of the company had gained 13.72% over the past month. This has outpaced the Computer and Technology sector's gain of 0.47% and the S&P 500's gain of 1.96% in that time.The investment community will be closely ...