UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______to_______ Commission File Number: 001-40524 SHF Holdings, Inc. (Exact name of registrant as specified in its charter) Delaware 86-2409612 (State or other jurisdictio ...

SHF Holdings Inc. (NASDAQ:SHFS) Q4 2023 Earnings Conference Call April 1, 2024 4:30 PM ET Company Participants Erika Kay - KCSA Strategic Communications Sundie Seefried - Founder & CEO James Dennedy - Chief Financial Officer Conference Call Participants Operator Good afternoon and welcome to the Safe Harbor Financial Q4 2023 Earnings Call. Please note that this call is being recorded. All participants are now in listen-only mode. After the speakers’ remarks there will be a question-and-answer session. [Oper ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _________to _________ Commission File Number 001-40524 SHF Holdings, Inc. (Exact Name of Registrant as Specified in Its Charter) Delaware 86-2409612 (State or other jurisdict ...

Exhibit 99.1 Safe Harbor Financial Announces Fourth Quarter and Year-End 2023 Results —Record annual revenue increased 85.3% year-over-year to $17.6 million in 2023 —Loan Book Value increased 194.2% to $55.6 million in 2023, up from $18.9 million year-over-year —Has facilitated more than $21.5 billion in deposit activity across 41 states since inception GOLDEN, Colo., April 1, 2024 — SHF Holdings, Inc., d/b/a/ Safe Harbor Financial (“Safe Harbor” or the “Company”) (NASDAQ: SHFS), a leader in facilitating fi ...

SHF Holdings Inc. (NASDAQ:SHFS) Q3 2023 Earnings Conference Call November 14, 2023 4:30 PM ET Company Participants Erika Kay - KCSA Strategic Communications Sundie Seefried - Founder & CEO James Dennedy - Chief Financial Officer Conference Call Participants William Waller - M3F, Inc. Operator Good afternoon. My name is Krista, and I'll be your conference operator today. At this time, I would like to welcome everyone to the Safe Harbor Financial Third Quarter 2023 Earnings Call. [Operator Instructions]. I w ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______to_______ Commission File Number: 001-40524 SHF Holdings, Inc. (Exact name of registrant as specified in its charter) Delaware 86-2409612 (State or other juri ...

财务数据和关键指标变化 - 第二季度总收入为460万美元,同比增长超过145% [37] - 第二季度调整后EBITDA为85万美元,同比增长50.9% [47] - 现金及现金等价物为820万美元,较2022年12月31日的840万美元略有下降 [48] - 预计2023年全年收入将在1530万美元到1630万美元之间 [49] 各条业务线数据和关键指标变化 - 存款业务方面,第二季度存款总额增长36%至11亿美元,活跃账户数增长64.5%至1002个 [19] - 贷款业务方面,第二季度新增贷款1500万美元,贷款利息收入和费用占总收入的比重从2022年第二季度的7%增加至2023年第二季度的12% [28][30] 各个市场数据和关键指标变化 - 公司正在积极拓展全国性贷款机会,第二季度贷款管线超过3亿美元 [28] - 公司与Five Star Bank的新合作关系,使公司能够提供更多产品选择,包括计息货币市场账户和更多贷款选择 [21][24] 公司战略和发展方向及行业竞争 - 公司正在聚焦于与更大型的区域性金融机构合作,以获得更大的资产负债表增长机会 [23][24] - 公司正在积极拓展贷款业务,并增加相关人员,预计未来贷款业务将成为公司收入的更大贡献者 [30] - 公司终止了与Central Bank of Arkansas的合作关系,以专注于与更大型区域性金融机构的合作 [23][24] 管理层对经营环境和未来前景的评论 - 管理层对公司的长期成功充满信心,认为公司的专有金融服务平台和规模扩张能力将确保公司持续成功 [14] - 管理层预计即使在SAFE Banking Act通过后,大麻银行业务的复杂性也将持续,这将有利于公司的持续发展 [14] - 管理层认为公司的贷款业务将成为未来收入的更大贡献者 [30] 其他重要信息 - 公司扩大了社会公平计划,为受大麻禁令和执法不公影响的企业家提供20%的账户申请和月费折扣 [32][33] - 公司正在采取措施提高运营效率,以应对与Central Bank of Arkansas合作关系终止可能带来的收入下降 [26][27] 问答环节重要的提问和回答 无

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______to_______ Commission File Number: 001-40524 SHF Holdings, Inc. (Exact name of registrant as specified in its charter) Delaware 86-2409612 (State or other jurisdict ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______to_______ Commission File Number: 001-40524 SHF Holdings, Inc. (Exact name of registrant as specified in its charter) Delaware 86-2409612 (State or other jurisdictio ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission File Number 001-40524 SHF Holdings, Inc. (Exact Name of Registrant as Specified in Its Charter) Delaware 86-2409612 (State or other jurisd ...