公司财报发布 - 公司将于2024年8月14日周三股市收盘后公布2024年第二季度财报[1] 财报会议 - 首席执行官Sundie Seefried和首席财务官Jim Dennedy将于2024年8月14日下午4:30（美国东部时间）/下午1:30（美国太平洋时间）主持电话会议和网络直播讨论财报并提供业务亮点[2] - 会议直播和重播网址为https://edge.media - server.com/mmc/p/d2eee4n4 电话拨入号码为646 - 307 - 1963或800 - 715 - 9871（免费）密码为9502925[3] 公司概况 - 公司是首批为金融机构提供合规监控和验证服务的服务提供商之一为大麻等相关运营商提供传统银行服务过去八年已促成超230亿美元的存款交易业务覆盖41个州和美国地区[4] 前瞻性声明 - 新闻稿中的某些陈述构成联邦证券法意义上的前瞻性陈述包括大麻行业趋势公司增长前景等受多种风险和不确定性影响[5] 投资者关系 - 投资者关系邮箱为ir@SHFinancial.org 相关负责人为KCSA Strategic Communications的Phil Carlson邮箱为safeharbor@kcsa.com[6]

GOLDEN, Colo., July 25, 2024 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a/ Safe Harbor Financial ("Safe Harbor" or the "Company") (NASDAQ:SHFS), a leader in providing banking, payments, and financial services to the regulated cannabis industry, announced a new partnership with BIPOCann, a Denver-based consulting firm dedicated to aiding social equity and minority entrepreneurs in the cannabis sector. Under this partnership, BIPOCann will offer its full suite of membership benefits, valued at $600, to all o ...

GOLDEN, Colo., July 16, 2024 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a/ Safe Harbor Financial ("Safe Harbor" or the "Company") (NASDAQ:SHFS), a leader in facilitating banking, payments and financial services to the regulated cannabis industry, announced that it has submitted comments to the Justice Department, following its recent proposed rule to reclassify cannabis from Schedule I to Schedule III of the Controlled Substances Act ("CSA"), consistent with the view of the Department of Health and Human S ...

GOLDEN, Colo., July 09, 2024 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a/ Safe Harbor Financial (“Safe Harbor” or the “Company”) (NASDAQ: SHFS), a leader in facilitating financial services and credit facilities to the regulated cannabis industry, announced today that it successfully exited a $3.1 million loan that was previously in default. In addition to the full repayment of the principal, Safe Harbor received $202,175 in accrued interest, all of which will be reallocated into its lending and credit lin ...

GOLDEN, Colo., June 05, 2024 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a/ Safe Harbor Financial ("Safe Harbor" or the "Company") (NASDAQ:SHFS), a leader in facilitating financial services and credit facilities to the regulated cannabis industry, announced today the formal launch of its new small business line of credit program with the origination of new loans to three Colorado-based operators which are long-standing clients of Safe Harbor. "We're pleased to be able to offer our longstanding clients acces ...

GOLDEN, Colo., May 30, 2024 (GLOBE NEWSWIRE) -- SHF Holdings, Inc., d/b/a/ Safe Harbor Financial ("Safe Harbor" or the "Company") (NASDAQ:SHFS), a leader in facilitating banking, payments and financial services to the regulated cannabis industry, announced that Sundie Seefried, Chief Executive Officer of Safe Harbor will participate in a fireside chat with Michael Regan, Sell-Side Analyst at Excelsior Equities at the KCSA Cannabis Virtual Investor Conference hosted by VirtualInvestorConferences.com and co-s ...

财务数据和关键指标变化 - 公司总收入为4.1百万美元,较上年同期4.2百万美元略有下降,主要是由于投资收入和存款活动收入以及开户收入的减少 [46] - 贷款利息收入大幅增加250%,达到1.6百万美元,而上年同期为466,000美元 [47] - 公司营业费用下降超过35%,从5.8百万美元降至3.7百万美元,主要是由于薪酬和员工福利费用、广告营销费用以及一般管理费用的大幅降低 [48] - 公司实现净利润近2百万美元,而上年同期亏损1.4百万美元,主要是由于公司在本季度实现了正的营业收益,以及衍生工具公允价值变动和应付Abaca股东的递延对价的有利变化 [49] - 调整后EBITDA为1百万美元,上年同期为409,000美元 [51] 各条业务线数据和关键指标变化 - 存款费收入下降28%,从2.25百万美元降至1.62百万美元,主要是由于客户账户数量从上年同期的1,040个下降至757个 [25][26] - 公司正在通过拓展贷款业务来抵消存款业务收入的下降,贷款收入占总收入的比重从上年同期的11%增加至40%以上 [20] 各个市场数据和关键指标变化 - 无具体市场数据和关键指标变化 公司战略和发展方向及行业竞争 - 公司正在通过拓展贷款等新业务来增加收入来源,降低对存款业务的依赖,实现收入多元化 [21][22][28][30] - 公司认为大麻行业重新列为III类管制物质将是行业发展的重大催化剂,有利于行业获得传统融资渠道的支持 [35][36][37][38][39] - 公司认为SAFER银行法案对其业务影响中性,因为仍需满足反洗钱法的合规要求,这是大多数金融机构无法或不愿承担的 [42][43] - 公司在大麻金融领域积累了10年经验,拥有独特的合规金融科技平台,在行业内具有竞争优势 [44] 管理层对经营环境和未来前景的评论 - 公司认为大麻行业重新列为III类管制物质将是行业发展的重大催化剂,有利于行业获得传统融资渠道的支持 [35][36][37][38][39] - 公司认为SAFER银行法案对其业务影响中性,因为仍需满足反洗钱法的合规要求,这是大多数金融机构无法或不愿承担的 [42][43] - 公司预计2024年全年的调整后EBITDA将略高于2023年的3.6百万美元,收入也将略有增长 [54][55] 问答环节重要的提问和回答 无

Exhibit 99.1 Safe Harbor Financial Announces First Quarter 2024 Results —Net Income increased 245% year-over-year to approximately $2.0 million in the first quarter of 2024 —Adjusted EBITDA increased 165.3% to approximately $1.1 million —Operating Expenses decreased 35.8% versus the same period in 2023 GOLDEN, Colo., May 13, 2024 — SHF Holdings, Inc., d/b/a/ Safe Harbor Financial (“Safe Harbor” or the “Company”) (NASDAQ: SHFS), a leader in facilitating financial services and credit facilities to the regulat ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______to_______ Commission File Number: 001-40524 SHF Holdings, Inc. (Exact name of registrant as specified in its charter) Delaware 86-2409612 (State or other jurisdictio ...

SHF Holdings Inc. (NASDAQ:SHFS) Q4 2023 Earnings Conference Call April 1, 2024 4:30 PM ET Company Participants Erika Kay - KCSA Strategic Communications Sundie Seefried - Founder & CEO James Dennedy - Chief Financial Officer Conference Call Participants Operator Good afternoon and welcome to the Safe Harbor Financial Q4 2023 Earnings Call. Please note that this call is being recorded. All participants are now in listen-only mode. After the speakers’ remarks there will be a question-and-answer session. [Oper ...