Open Lending Corporation (NASDAQ:LPRO) Q1 2023 Earnings Conference Call May 9, 2023 5:00 PM ET Company Participants Keith Jezek - Chief Executive Officer Charles Jehl - Chief Financial Officer Conference Call Participants David Scharf - JMP Securities Spencer James - William Blair Joseph Vafi - Canaccord Genuity Vincent Caintic - Stephens Inc. Peter Heckmann - D.A. Davidson John Davis - Raymond James Operator Good afternoon, and welcome to Open Lending's First Quarter 2023 Earnings Conference Call. As a ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ______________ Commission File Number: 001-39326 OPEN LENDING CORPORATION (Exact Name of Registrant as Specified in its Charter) Delaware 84-5 ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF ☒ 1934 For the fiscal year ended December 31, 2022 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT ☐ OF 1934 For the transition period from ___________ to _______________ Commission file number 001-39326 OPEN LENDING CORPORATION (Exact name of registrant as specified in its charter) Delaware 84-5031428 ...

Open Lending Corporation (NASDAQ:LPRO) Q4 2022 Earnings Conference Call February 23, 2023 5:00 PM ET Company Participants Keith Jezek - Chief Executive Officer Chuck Jehl - Chief Financial Officer John Flynn - Chairman Conference Call Participants David Scharf - JMP Securities Joseph Vafi - Canaccord Peter Heckmann - D.A. Davidson Vincent Caintic - Stephens Faiza Alwy - Deutsche Bank Mike Grondahl - Northland Securities Spencer James - William Blair Operator Good afternoon. And welcome to the Open Lending’s ...

Earnings Supplement Q4 2022 Q4 2022 Financial Highlights | --- | --- | --- | |----------------------------|---------------|---------------| | | Q4 2022 | Q4 2021 | | | | | | Total Certs | 34,550 | 42,639 | | Revenue $26.8 million | | $51.6 million | | | | | | Adj. EBITDA 1 | $8.5 million | $36.6 million | | Adj. Operating Cash Flow 2 | $33.0 million | $37.5 million | (1) See reconciliation of GAAP to non-GAAP financial measures on page 6 (2) Defined as Adj. EBITDA, minus CAPEX, +/- change in contract assets ...

Open Lending Corporation (NASDAQ:LPRO) Q3 2022 Earnings Conference Call November 3, 2022 5:00 PM ET Â | --- | |-------------------------------------------------------------------------------------| | | | Company Participants | | John Flynn - Chairman | | Keith Jezek - Chief Executive Officer | | Chuck Jehl - Chief Financial Officer | | Conference Call Participants | | David Scharf - JMP | | Peter Heckmann - D.A. Davidson Faiza Alwy - Deutsche Bank | | Joseph Vafi - Canaccord | | Sandy Beatty - Morgan Stanle ...

Earnings Supplement Q3 2022 Q3 2022 Financial Highlights Q3 2022 Q3 2021 Total Certs 42,186 49,332 Revenue $50.7 million $58.9 million Adj. EBITDA1 $29.4 million $42.1 million Adj. Operating Cash Flow2 $35.9 million $38.8 million (1) See reconciliation of GAAP to non-GAAP financial measures on page 6 (2) Defined as Adj. EBITDA, minus CAPEX, +/- change in contract assets 2 Understanding Changes in Contract Assets and Profit Share Revenue In LTM period on a net basis, ~157% of Changes in Contract Asset Estima ...

Earnings Supplement Q2 2022 Q2 2022 Financial Highlights Q2 2021 Total Certs 44,531 46,408 Revenue $52.0 million $61.1 million Adj. EBITDA1 $34.0 million $46.1 million Q2 2022 Adj. Operating Cash Flow2 $34.6 million $30.5 million (1) See reconciliation of GAAP to non-GAAP financial measures on page 6 (2) Defined as Adj. EBITDA, minus CAPEX, +/- change in contract assets 2 Understanding Changes in Contract Assets and Profit Share Revenue In LTM period on a net basis, ~151% of Changes in Contract Asset Estima ...

Open Lending Corporation (NASDAQ:LPRO) Q2 2022 Earnings Conference Call August 4, 2022 5:00 PM ET Company Participants John Flynn – Chairman and Chief Executive Officer Ross Jessup – President and Chief Operating Officer Chuck Jehl – Chief Financial Officer Conference Call Participants Bob Napoli – William Blair David Scharf – JMP Security Joe Vafi – Canaccord Genuity Pete Heckmann – Davidson Sandy Beatty – Morgan Stanley John Hecht – Jefferies Faiza Alwy – Deutsche Bank Vincent Caintic – Stephens Michael P ...

Earnings Supplement Q1 2022 Q1 2022 Financial Highlights Q1 2021 Total Certs 43,944 33,318 Revenue $50.1 million $44.0 million Adj. EBITDA1 $33.8 million $30.3 million Q1 2022 Adj. Operating Cash Flow2 $39.1 million $22.4 million (1) See reconciliation of GAAP to non-GAAP financial measures on page 7 (2) Defined as Adj. EBITDA, minus CAPEX, +/- change in contract assets 2 Well Defined Growth Plan | --- | --- | --- | --- | |------------------|----------------------------|-------|----------------------------- ...