Key Points Trupanion is a pure-play pet medical insurance company that offers unlimited payouts and direct-to-veterinarian payments. It has coverage for over one million pets. Trupanion is still losing money, but revenues are growing 19.4% YoY as losses continue to shrink. Lemonade provides pet insurance that can be bundled with home, life and car insurance. 5 stocks we like better than Trupanion The pandemic triggered a surge in pet ownership as social distancing and lockdowns resulted in the need for comp ...

Lemonade (LMND) reached a significant support level, and could be a good pick for investors from a technical perspective. Recently, LMND broke through the 20-day moving average, which suggests a short-term bullish trend. The 20-day simple moving average is a well-liked trading tool because it provides a look back at a stock's price over a 20-day period. Additionally, short- term traders find this SMA very beneficial, as it smooths out short-term price trends and shows more trend reversal signals than longer ...

From a technical perspective, Lemonade (LMND) is looking like an interesting pick, as it just reached a key level of support. LMND recently overtook the 50-day moving average, and this suggests a short-term bullish trend. One of the three major moving averages, the 50-day simple moving average is commonly used by traders and analysts to determine support or resistance levels for different types of securities. However, the 50-day is considered to be more important since it's the first marker of an up or down ...

Van Eck Associates Corp just announced to have trimmed its stake in Lemonade Inc (NYSE: LMND). Shares of the insurance firm are still up more than 15% at writing. Are you looking for signals & alerts from pro-traders? Sign-up to Invezz Signals™ for FREE. Takes 2 mins. Van Eck sold $244,000 worth of $LMND Copy link to section The investment management company lowered its exposure to $LMND by over 28% in the fourth quarter. It sold a total of 6,053 shares of Lemonade for about $244,000 – but still holds some ...

Key Points Lemonade moved up its cash flow breakeven date to the end of Q4 2024 from its original forecast of the first half of 2025, leaving Q1 2025 to generate positive cash flow. Lemonade grew in-force premiums by 22% YoY and customers by 13% YoY to 2,095,275. Lemonade claims to be living up to the AI hype as the company lowered its loss ratio by 8% and increased its book by 22% while cutting headcount by 11%. 5 stocks we like better than Lemonade Artificial intelligence (AI) powered insurance platform L ...

Digital insurance platform Lemonade said its AI investments continue to bear fruit. The company’s latest shareholder letter — while reporting a 25% increase in total revenues and a $47 million net loss, an improvement of 28% — also examines the way artificial intelligence (AI) and automation technology has impacted its loss adjustment expense (LAE) ratio. As co-founder Shai Winiger noted during a Wednesday (May 1) earnings call, it’s a little-discussed insurance industry metric, one the company said measure ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___________________ to ___________________ Commission File Number: 001-39367 Lemonade, Inc. (Exact Name of Registrant as Specified in Its Charter) Delaware 32-0 ...

财务数据和关键指标变化 - 公司Q1营收同比增长25%至1.19亿美元,主要由于毛赚保费增加22%至1.88亿美元、再保费佣金率上升以及投资收益翻倍 [8][9][10] - 每客户保费增长8%至379美元,主要由于费率上调 [8] - 年度客户保费保持率88%,同比提升1个百分点 [8] - 毛利润同比增长110%至3500万美元,调整后毛利润同比增长78%至3500万美元 [10] - 净亏损同比收窄28%至4700万美元,调整后EBITDA亏损同比收窄33%至3400万美元 [13] - 现金及投资总额为9.27亿美元,较年末仅下降2% [13] 各条业务线数据和关键指标变化 - 除家庭保险外,所有产品线的损失率同比均有所改善 [49][50] - 汽车保险损失率同比改善18个百分点,是公司各业务线中改善幅度最大的 [46] - 公司正在逐步提高汽车保险的定价水平,以应对通胀压力 [46][47] 各个市场数据和关键指标变化 - 公司正在美国各地区积极提价,已获得多个重要地区的大幅涨价批准 [53][54][55] - 加州等之前增长停滞的地区,现已获得数次较大涨价批准 [53][54] - 公司正在密切关注各地区的定价情况,根据损失率表现动态调整增长策略 [53][54] 公司战略和发展方向及行业竞争 - 公司认为自身在AI和数字化方面的技术优势将持续为其带来效率和能力上的竞争优势 [41][42][43][44][45][66] - 公司计划在2025年实现调整后EBITDA盈利,并在2024年底实现现金流正向 [22][28] - 公司计划未来3-5年内保持20%左右的复合年增长率 [22] - 公司看好欧洲市场的发展前景,包括更有利的监管环境和较低的气候风险 [18][19][20] 管理层对经营环境和未来前景的评论 - 管理层认为公司的技术优势,尤其是在AI和自动化方面,将持续为公司带来显著的效率提升和成本优势 [41][42][43][44][45][66] - 管理层对公司未来现金流和盈利能力的改善表示乐观,预计2024年底实现现金流正向,2025年实现调整后EBITDA盈利 [22][28] - 管理层对公司未来3-5年的增长前景保持乐观,预计保持20%左右的复合年增长率 [22] - 管理层看好公司在欧洲市场的发展前景,认为当地更有利的监管环境和较低的气候风险将为公司带来优势 [18][19][20] 问答环节重要的提问和回答 问题1 **Yaron Kinar 提问** 询问公司本季度净损失率与毛损失率的差异以及现金流正向时间的加速原因 [25][27] **Tim Bixby 回答** 解释本季度净损失率与毛损失率差异较小的原因,以及现金流正向时间加速的主要驱动因素 [26][28] 问题2 **Tommy McJoynt 提问** 询问公司对于未来正常水平的气候损失预期是否有变化,以及是否会因更多关注租赁和宠物保险而降低气候损失风险 [35][36][37] **Tim Bixby 回答** 表示公司对气候损失的预期未发生重大变化,气候损失仍主要集中在家庭保险业务,未来公司将继续密切关注这一指标的变化 [37] 问题3 **Jason Helfstein 提问** 询问公司在利用新兴的大语言模型技术方面的计划和预期,以及对汽车保险业务的通胀压力看法 [40][45] **Daniel Schreiber 回答** 详细解释公司在利用AI和大语言模型技术方面的优势和计划,并表示对汽车保险业务的通胀压力保持乐观 [41][42][43][44][45][46][47]

For the quarter ended March 2024, Lemonade (LMND) reported revenue of $119.1 million, up 25.1% over the same period last year. EPS came in at -$0.67, compared to -$0.95 in the year-ago quarter. The reported revenue compares to the Zacks Consensus Estimate of $112.8 million, representing a surprise of +5.58%. The company delivered an EPS surprise of +17.28%, with the consensus EPS estimate being -$0.81. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Stre ...

Lemonade (LMND) came out with a quarterly loss of $0.67 per share versus the Zacks Consensus Estimate of a loss of $0.81. This compares to loss of $0.95 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of 17.28%. A quarter ago, it was expected that this company would post a loss of $0.79 per share when it actually produced a loss of $0.61, delivering a surprise of 22.78%. Over the last four quarters, the company has surpassed con ...