Lemonade has used artificial intelligence (AI) for years -- long before the hype took hold.Lemonade (LMND 1.16%) is a $1.5 billion insurance technology company. It operates in five markets: renters' insurance, homeowners' insurance, life insurance, pet insurance, and car insurance -- and it's on a mission to disrupt the industry by using artificial intelligence (AI) across its entire organization.Lemonade's AI chatbots can autonomously write quotes for customers in under 90 seconds and pay claims in just th ...