For the quarter ended March 2024, loanDepot (LDI) reported revenue of $222.79 million, up 7.2% over the same period last year. EPS came in at -$0.21, compared to -$0.25 in the year-ago quarter. The reported revenue compares to the Zacks Consensus Estimate of $232.65 million, representing a surprise of -4.24%. The company delivered an EPS surprise of -250.00%, with the consensus EPS estimate being -$0.06. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall St ...

1Q 2024 INVESTOR PRESENTATION May 7, 2024 DISCLAIMER ...

LoanDepot (LDI) came out with a quarterly loss of $0.21 per share versus the Zacks Consensus Estimate of a loss of $0.06. This compares to loss of $0.25 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -250%. A quarter ago, it was expected that this lender would post a loss of $0.06 per share when it actually produced a loss of $0.16, delivering a surprise of -166.67%. Over the last four quarters, the company has not been able ...

loanDepot announces first quarter 2024 financial results Positive revenue and cost momentum partially offset by the impact of January cyber incident. Year-over year highlights: • Revenue increased $15 million or 7% to $223 million primarily driven by higher servicing income and pull through weighted gain on sale margin, partially offset by revenue loss due to the cyber incident. • Expenses decreased $7 million or 2% to $308 million primarily from lower personnel and marketing costs. Company incurred $15 mil ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____to _____ Commission File Number: 001-40003 loanDepot, Inc. (Exact Name of Registrant as Specified in Its Charter) Delaware 85-3948939 (State or other jurisdic ...

loanDepot公司 - Toy Eng在2023年纽约州抵押贷款机构（SONYMA）名人堂榜单上荣获第一名，表彰支持该机构为首次购房者提供服务的贷款官员[1] - SONYMA通过提供教育资源和可负担的住房来帮助首次购房者，包括提供低利息抵押贷款和首付援助计划[2] - Toy Eng致力于支持可持续的住房，并在社区中担任志愿者，为首次购房者提供支持和指导，同时在教育和咨询方面投入时间[3] loanDepot公司业务 - loanDepot公司是一家致力于为客户提供全方位住房解决方案的公司，通过数字化的方式简化购房或重新融资流程，帮助客户实现拥有家的梦想[6]

财务数据和关键指标变化 - 2023年全年收入下降22%,主要是由于市场交易量下降和公司在2022年中退出批发渠道 [9] - 2023年全年费用下降36%,主要是持续执行Vision 2025计划 [9] - 2023年调整后净亏损从2022年的4.58亿美元收窄至1.42亿美元 [9] 各条业务线数据和关键指标变化 - 2023年第四季度贷款发放额为54亿美元,环比下降12%,主要受到季节性因素影响 [29] - 2023年第四季度加权平均锁定量为44亿美元,在公司此前发布的指引范围内 [31] - 2023年第四季度加权平均销售毛利率为296个基点,高于公司此前发布的245-285个基点的指引范围 [32] 各个市场数据和关键指标变化 - 根据MBA数据,公司在第四季度的市场份额从第三季度的1.77%提升至1.80%,购房贷款市场份额从1.32%提升至1.43% [30] 公司战略和发展方向及行业竞争 - 公司正在执行Vision 2025计划,包括转型贷款业务、投资盈利性增长、大幅精简成本结构、优化组织架构等 [11][12] - 公司正在加大对自动化、数字化等技术投入,如推出melloNow自动化贷款审批系统,获得行业技术创新奖项 [16][17] - 公司正在扩大服务组合,包括内部管理贷款服务组合,并推出HELOC产品 [18][32] - 行业竞争环境有所改善,随着市场产能进一步退出,公司有望在市场反弹时获得更好的盈利空间 [58] 管理层对经营环境和未来前景的评论 - 管理层预计2024年市场交易量将较2023年有所改善,MBA预测增长约17% [20] - 管理层认为公司已为未来市场反弹做好准备,通过Vision 2025计划的实施为公司未来盈利奠定基础 [10][20] 问答环节重要的提问和回答 问题1 **Doug Harter 提问** 询问公司2024年新增的1.2亿美元成本节约是否主要来自非交易量相关的费用 [48] **Dave Hayes 回答** 约1亿美元来自非交易量相关的费用 [49] 问题2 **Doug Harter 提问** 询问公司在交易量回升时费用基础的可扩展性 [50] **Frank Martell 回答** 公司已投资于自动化等基础系统,有信心在交易量回升时能够发挥生产力和运营杠杆效应 [51][52] 问题3 **Kyle Joseph 提问** 询问公司1月网络安全事件对第一季度的影响 [55] **Jeff Walsh 回答** 公司已快速恢复运营,并保留了当时的贷款管线,预计第一季度能够实现目标 [56]

LoanDepot is investing in technology as it prepares for a rebound in industrywide mortgage origination volumes. While the provider of home lending solutions reduced its expenses by 36% in 2023, right-sizing itself for today’s lower market volumes, it also invested in platforms and systems to boost productivity, loanDepot President and CEO Frank Martell said Tuesday (March 12) during the company’s quarterly earnings call. “Looking ahead, we expect higher levels of automation and the benefit of productivity p ...

4Q 2023 INVESTOR PRESENTATION DISCLAIMER Forward-Looking Statements and Other Information ...

For the quarter ended December 2023, loanDepot (LDI) reported revenue of $228.63 million, up 34.8% over the same period last year. EPS came in at -$0.16, compared to -$0.46 in the year-ago quarter. The reported revenue compares to the Zacks Consensus Estimate of $239.4 million, representing a surprise of -4.50%. The company delivered an EPS surprise of -166.67%, with the consensus EPS estimate being -$0.06. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- a ...