文章核心观点 - 五星银行控股公司(Five Star Bancorp)将于2024年7月24日发布2024年第二季度财务业绩报告 [1] - 公司将于2024年7月25日举行网络直播会议,供分析师和投资者查看相关信息 [2][3] - 五星银行是一家总部位于加利福尼亚州兰乔科尔多瓦的银行控股公司,通过其全资子公司五星银行(Five Star Bank)开展业务,在北加州拥有7家分行 [4] 公司概况 - 五星银行控股公司是一家银行控股公司,总部位于加利福尼亚州兰乔科尔多瓦 [4] - 公司通过其全资子公司五星银行开展业务,在北加州拥有7家分行 [4] - 公司网址为https://www.fivestarbank.com [4] 投资者和媒体联系方式 - 投资者联系人为首席财务官Heather C. Luck,联系方式为(916) 626-5008,电子邮箱为hluck@fivestarbank.com [5] - 媒体联系人为首席营销官Shelley R. Wetton,联系方式为(916) 284-7827,电子邮箱为swetton@fivestarbank.com [6]

RANCHO CORDOVA, Calif., June 12, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (NASDAQ:FSBC) ("Five Star" or the "Company"), announced the hiring of a team of three seasoned commercial banking professionals in San Francisco to advance the Company's expansion strategy in the San Francisco Bay Area. This announcement comes ahead of the opening of the Company's full-service office at 345 California Street, San Francisco, which is expected in the third quarter of 2024. This also comes as the company celebrates num ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________ Commission File Number 001-40379 FIVE STAR BANCORP (Exact name of Registrant as specified in its charter) California 75-3100966 (S ...

财务数据和关键指标变化 - 贷款增加$22.4百万或0.73%,主要在消费贷款集中 [10] - 资产质量保持良好,不良贷款占比0.06%,贷款损失准备金为$34.7百万,计提$0.9百万贷款损失准备 [11] - 存款减少$71.1百万或2.35%,非活期存款占比27.7% [12][15] - 资本充足率良好,CET1资本充足率从9.07%增加至9.13% [16] 各条业务线数据和关键指标变化 - 无具体披露各业务线数据和指标变化 各个市场数据和关键指标变化 - 无具体披露各市场数据和指标变化 公司战略和发展方向及行业竞争 - 公司继续执行有机增长战略,通过公开发行3.45百万股筹集资金支持扩张 [8] - 在加州湾区市场增加5名资深专业人士支持扩张 [8] - 保持谨慎的贷款审批标准,商业地产贷款平均贷款价值率为50% [8] - 保持良好的经营效率,费用收入比为45% [8] 管理层对经营环境和未来前景的评论 - 尽管面临外部压力,公司仍能保持收益和费用管理趋势 [9] - 公司有可靠的核心存款基础,大额存款关系平均存续时间约9年 [13][14] - 公司对未来保持信心,将继续执行有机增长和谨慎的经营实践 [26] 问答环节重要的提问和回答 问题1 **Andrew Terrell 提问** 询问公司在本季度减少批发存款的时间节点和加权平均成本 [29][30] **公司回答** 公司在本季度下半期大部分减少了批发存款,批发存款加权平均成本从5.26%下降至5.12% [30] 问题2 **Andrew Terrell 提问** 询问公司全年存款增长预期和未来批发存款的变化 [31][32] **公司回答** 公司全年存款增长目标为10%,包括考虑本季度批发存款的减少,未来批发存款规模预计较为稳定 [32][33][34][37] 问题3 **Gary Tenner 提问** 询问公司未来几个季度的费用水平预期 [51][52][53] **公司回答** 公司预计第二季度费用较第一季度增加约$500,000,主要是新增员工和广告费用的增加 [52][53]

PRESS RELEASE FOR IMMEDIATE RELEASE Five Star Bancorp Announces First Quarter 2024 Results RANCHO CORDOVA, CA April 29, 2024 (GLOBE NEWSWIRE) – Five Star Bancorp (Nasdaq: FSBC) (“Five Star” or the “Company”), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the “Bank”), today reported net income of $10.6 million for the three months ended March 31, 2024, as compared to $10.8 million for the three months ended December 31, 2023 and $13.2 million for the three month ...

RANCHO CORDOVA, Calif., April 19, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (NASDAQ:FSBC) ("Five Star" or the "Company"), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the "Bank"), announced today the declaration of a cash dividend of $0.20 per share on the Company's voting common stock. The dividend is expected to be paid on May 13, 2024, to shareholders of record as of May 6, 2024. About Five Star Bancorp Five Star is a bank holding company headquartered in ...

RANCHO CORDOVA, Calif., April 16, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (NASDAQ:FSBC) ("Five Star" or the "Company"), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the "Bank"), expects to report its financial results for the quarter ended March 31, 2024, after the stock market closes on Monday, April 29, 2024. Management will host a live webcast for analysts and investors to review this information at 1:00 PM ET (10:00 AM PT) on April 30, 2024. The live we ...

公司业绩公布 - Five Star Bancorp将于2024年4月29日周一股市收盘后公布截至2024年3月31日的财务业绩[1] 研讨会信息 - 公司管理层将于2024年4月30日美国东部时间下午1:00（太平洋时间上午10:00）举行现场网络研讨会，供分析师和投资者审阅信息[2] - 现场网络研讨会可从公司网站的“新闻与事件”部分的“活动”中访问，网址为https://investors.fivestarbank.com/news-events/events，请使用链接提前注册参加活动，研讨会将在公司网站上存档90天[3] 公司背景介绍 - Five Star Bancorp是总部位于加利福尼亚州兰乔科尔多瓦的银行控股公司，通过其全资拥有的银行子公司Five Star Bank运营，该银行在加利福尼亚北部拥有七家分行，更多信息请访问https://www.fivestarbank.com[4]

RANCHO CORDOVA, Calif., April 10, 2024 (GLOBE NEWSWIRE) -- Five Star Bancorp (NASDAQ:FSBC) ("Five Star" or the "Company"), a holding company that operates through its wholly owned banking subsidiary, Five Star Bank (the "Bank"), announced today the addition of Casey Grafeld, Senior Vice President / Managing Director, to Five Star Bank. Grafeld will help advance Five Star Bank's expansion strategy in the San Francisco Bay Area with personalized, concierge commercial banking service in Marin County.  "Casey G ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____ Commission file number: 001-40379 FIVE STAR BANCORP (Exact name of registrant as specified in its charter) California 75-3100966 (State or other jur ...