Central Pacific Financial (CPF) came out with quarterly earnings of $0.48 per share, beating the Zacks Consensus Estimate of $0.45 per share. This compares to earnings of $0.60 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of 6.67%. A quarter ago, it was expected that this operator of Central Pacific Bank would post earnings of $0.48 per share when it actually produced earnings of $0.55, delivering a surprise of 14.58%. Over t ...

HONOLULU--(BUSINESS WIRE)--After 20 years of faithful service, Christine Camp, president and CEO of the Avalon Group, has decided to step down from the boards of Central Pacific Financial (CPF) and Central Pacific Bank (CPB), effective immediately. Camp has a long tenure with the bank, having served on the boards since 2004. “I have been fortunate to be a part of the CPB family for 20 years and, throughout that time, the one constant has been the bank’s commitment to its customers, employees and the communi ...

公司概况 - 公司总资产为7.64亿美元，总贷款为5.44亿美元，总存款为6.85亿美元，股东权益为5.038亿美元[14] - 公司主要收入来源于贷款利息和费用、投资证券利息以及与存款和其他服务相关的费用[17] - 公司主要竞争对手包括其他商业银行、储蓄银行、证券和经纪公司、金融科技公司、抵押贷款公司、保险公司、金融公司和信用社等[27] - 公司主要在夏威夷地区进行业务，经济状况受夏威夷的经济趋势、房地产市场和旅游业的影响[29] - 公司通过银行和其子公司提供全方位的银行服务和产品，包括贷款产品、存款产品、现金管理和数字银行服务、信托服务和零售经纪服务[25] - 公司在夏威夷的存款市场份额排名第四[26] 财务状况 - 公司的主要运营支出包括银行支付的存款和借款利息、工资和员工福利以及一般运营费用[17] - 公司的贷款组合中约78%是房地产相关贷款，包括住宅抵押贷款、家庭产权贷款、商业抵押贷款和建筑贷款[29] 监管要求 - 公司是央太平洋金融公司，作为央太平洋银行的银行控股公司，受到美联储的监管[34] - 公司的普通股在纽约证券交易所上市，交易代码为"CPF"，受到SEC和NYSE的监管[35] - 公司必须遵守《萨班斯-奥克斯法案》的会计监督和公司治理要求[35] 风险管理 - 公司的业务面临着重大风险，包括信用风险、市场/流动性风险、运营风险、法律/监管风险和战略/声誉风险[112] - 公司的业务、财务状况和/或运营结果可能会受到未知的或目前认为不重要的其他风险的影响[112] 员工福利 - 公司员工数量为737人，其中超过90%为少数族裔或两种或两种以上种族，64%为女性，管理层中53%为女性[105] - 公司鼓励员工发展，并通过内部培训计划、会议和其他培训活动支持员工的持续学习和职业发展[106] - 公司提供灵活的工作时间安排，包括混合和远程工作，保持员工健康和福祉是公司的首要任务[107] 风险警示 - 公司的贷款准备金可能不足以覆盖实际信贷损失，这可能会对公司的运营结果产生不利影响。未来可能会发生额外的信贷损失，且速度可能高于迄今为止的经历[147] - 公司的商业和工业贷款以及商业房地产贷款组合使其面临比其他贷款更大的风险[153]

Central Pacific Financial Corp. (NYSE:CPF) Q4 2023 Results Conference Call January 31, 2024 1:00 PM ET Company Participants Dayna Matsumoto - Group Senior Vice President, Director of Finance and Accounting Arnold Martines - President and Chief Executive Officer David Morimoto - Senior Executive Vice President and Chief Financial Officer Anna Hu - Executive Vice President and Chief Credit Officer Conference Call Participants David Feaster - Raymond James Andrew Liesch - Piper Sandler Operator Good afternoon, ...

For the quarter ended December 2023, Central Pacific Financial (CPF) reported revenue of $66.31 million, down 2.3% over the same period last year. EPS came in at $0.55, compared to $0.74 in the year-ago quarter. The reported revenue represents a surprise of +8.39% over the Zacks Consensus Estimate of $61.18 million. With the consensus EPS estimate being $0.48, the EPS surprise was +14.58%. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compar ...

Central Pacific Financial (CPF) came out with quarterly earnings of $0.55 per share, beating the Zacks Consensus Estimate of $0.48 per share. This compares to earnings of $0.74 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of 14.58%. A quarter ago, it was expected that this operator of Central Pacific Bank would post earnings of $0.52 per share when it actually produced earnings of $0.49, delivering a surprise of -5.77%. Over ...

HONOLULU--(BUSINESS WIRE)--Central Pacific Financial Corp. (NYSE: CPF) (the "Company"), parent company of Central Pacific Bank (the "Bank" or "CPB"), today reported net income of $14.9 million, or fully diluted earnings per share ("EPS") of $0.55 for the fourth quarter of 2023, compared to net income of $13.1 million, or EPS of $0.49 in the previous quarter and net income of $20.2 million, or EPS of $0.74 in the year-ago quarter. For the 2023 year, net income was $58.7 million, or EPS of $2.17, compared to ...

财报预测 - Central Pacific Financial (CPF) 预计季度每股收益为 $0.48，同比下降 35.1%[1] - 分析师预测营收为 $61.18 亿美元，同比下降 9.9%[1] - 分析师对季度的共识每股收益估计在过去 30 天内保持不变[2] - 在公司公布财报前，重要考虑任何对盈利预期的变化[3] - 探索分析师对关键指标的预测可以提供有价值的见解[4]

Central Pacific Financial Corp. (NYSE:CPF) Q3 2023 Results Conference Call October 25, 2023 1:00 PM ET Company Participants Dayna Matsumoto - Group Senior Vice President and Director of Finance and Accounting Arnold Martines - President and Chief Executive Officer David Morimoto - Senior Executive, Vice President and Chief Financial Officer Anna Hu - Executive Vice President and Chief Credit Officer Conference Call Participants Andrew Liesch - Piper Sandler David Feaster - Raymond James Operator Good aftern ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31567 CENTRAL PACIFIC FINANCIAL CORP. (Exact name of registrant as specified in its charter) Hawaii 99-0212597 (State or oth ...