TROY, Mich., May 07, 2024 (GLOBE NEWSWIRE) -- Conifer Holdings, Inc. (NASDAQ:CNFR) announced today that it will host a conference call/webcast on Wednesday, May 15, 2024 at 8:30am Eastern Time to discuss financial results for the first quarter ended March 31, 2024. The Company plans to release its first quarter financial results after the market closes on Tuesday, May 14, 2024. Investors, analysts, employees and the public are invited to listen to the conference call via: CNFR Q1 2024 Financial Results Webc ...

公司业绩 - Conifer Holdings, Inc.（NASDAQ:CNFR）宣布了2023年第四季度和全年截至2023年12月31日的业绩[1] - 2023年全年财务亮点包括：总保费收入增长4.2%，净投资收入增长81.6%，费用比率改善至37.1%[2] - 公司在2023年的财务报表显示，净收入为负数，主要受到投资收益和其他因素的影响[28][29] 公司战略 - 公司开始转向非风险承担收入模式，通过全资拥有的管理总代理（MGA）Conifer Insurance Services（CIS）来优化资源[3] - 预计公司商业线业务的绝大部分将由A-或更高评级的第三方保险公司直接承保，以确保未来的可持续商业模式[4] 公司财务状况 - 公司在2023年底的资产总额为31.18亿美元，主要资产包括投资证券、现金及现金等价物、应收款项等[30] - 公司在2023年底的负债总额为30.89亿美元，主要负债包括未偿赔款和赔款调整费用、未赚保费等[31]

Conifer Holdings, Inc.与Accelerant建立合作关系 - Conifer Holdings, Inc.与Accelerant建立容量关系，连接特殊保险风险的承保人和风险资本提供者[1] - Conifer通过利用Accelerant的Risk Exchange和分析平台，旨在改善风险评估，提升承保流程，为其特定商业客户提供定制的特殊保险产品[2] - Conifer的CEO Nick Petcoff表示与Accelerant合作将扩大公司的容量，更好地满足商业客户的需求，强调创新和协作以为客户提供卓越价值[3]

TROY, Mich., April 03, 2024 (GLOBE NEWSWIRE) -- Conifer Holdings, Inc. (NASDAQ:CNFR) announced today that it will host a conference call/webcast on Friday, April 5, 2024 at 8:30am Eastern Time to discuss financial results for the fourth quarter which ended on December 31, 2023. The Company plans to release its fourth quarter financial results after the market closes on Thursday, April 4, 2024. Investors, analysts, employees and the public are invited to listen to the conference call via: Webcast: CNFR Q4 20 ...

TROY, Mich., April 03, 2024 (GLOBE NEWSWIRE) -- Conifer Holdings, Inc. (Nasdaq: CNFR) announced today that it will host a conference call/webcast on Friday, April 5, 2024 at 8:30am Eastern Time to discuss financial results for the fourth quarter which ended on December 31, 2023. The Company plans to release its fourth quarter financial results after the market closes on Thursday, April 4, 2024. Investors, analysts, employees and the public are invited to listen to the conference call via: Webcast: CNFR Q4 2 ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37536 Conifer Holdings, Inc. (Exact name of registrant as specified in its charter) Michigan 27-1298795 (State or other jurisdiction of (I.R.S. ...

财务评级调整 - AM Best将Conifer Insurance Company (CIC)和White Pine Insurance Company (White Pine)的财务实力评级从B+（良好）降级为C（较弱）[1] - AM Best将Conifer Holdings, Inc. (CHI)的长期发行人信用评级从“bbb-”（良好）降级为“ccc”（较弱）[1] - AM Best将CHI的长期发行人信用评级从“bb-”（尚可）降级为“c”（较差）[1] 资产负债表评估 - Conifer Insurance Group（Conifer）的资产负债表实力被评估为非常薄弱，经营绩效较差，业务概况有限，企业风险管理薄弱[3] - 2023年第四季度发生的重大准备金支出对集团报告的剩余产生了直接影响，导致Conifer的资产负债表实力评估被调整为非常薄弱[4] 业务概况评估 - CIC和White Pine正在向州监管机构提交正式计划，这改变了AM Best对集团业务概况的评估，现在认为由于监管监督和管理层将采取的未来行动，业务概况有限[5] 企业风险管理评估 - Conifer的企业风险管理评估降级为薄弱，反映了AM Best对集团在此次评级行动之前的执行、准备金、资本保全和一般风险管理实践的持续关注[5] - Conifer的评级在被撤销之前被列入带有负面影响的审查中，等待收到正式业务计划以及管理层拟定的其他步骤和举措，以改善风险调整资本化并使两家公司恢复到监管合规水平[6]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37536 Conifer Holdings, Inc. (Exact name of registrant as specified in its charter) Michigan 27-1298795 (State or other jurisdiction of ...

财务数据和关键指标变化 - 第三季度总保费收入增长17%至3,800万美元 [21] - 商业险业务占总保费的75%,同比增长3%至2,800万美元 [21] - 个人险业务占总保费的25%,达1,000万美元 [22] - 第三季度综合成本率121%,主要受到暴风雨天气影响 [28] - 剔除暴风雨损失影响,公司第三季度意外年综合成本率为95% [23][24] - 投资收益同比增长69%至150万美元,前三季度增长113%至410万美元 [30] - 第三季度净亏损270万美元,每股亏损0.22美元 [31] - 季末总资产2.93亿美元,现金及投资1.59亿美元,每股账面价值0.96美元 [32] 各条业务线数据和关键指标变化 - 商业险业务占比75%,是公司主要收入来源,同比增长3% [21] - 个人险业务占比25%,其中低价值房屋险表现良好,亏损率53% [22] - 公司决定不再续保在俄克拉荷马州的个人险业务,该业务过去几年表现良好 [22] 各个市场数据和关键指标变化 - 公司已基本退出佛罗里达州市场,以降低飓风风险敞口 [12] - 第三季度主要受到俄克拉荷马州暴风雨天气的影响 [12][22] 公司战略和发展方向及行业竞争 - 公司持续聚焦于传统盈利核心业务的有机增长,重点发展特色专业险领域 [14][20] - 通过优化业务结构,提高整体承保质量和盈利能力 [19][24] - 公司正在进行管理层交接,Nick Petcoff将接任CEO一职 [16] - 行业整体个人险业务表现疲弱,但公司的专业险业务仍保持良好增长 [12] 管理层对经营环境和未来前景的评论 - 尽管受到暴风雨天气影响,但公司的核心业务基本面依然良好 [23][24] - 公司有信心通过持续优化业务结构和提高运营效率,实现长期价值创造 [35] - 新任CEO Nick Petcoff对公司未来发展前景充满信心 [18][19] 问答环节重要的提问和回答 问题1 **Paul Newsome 提问** 询问公司与Core Specialty的交易对未来业绩的影响 [38] **Jim Petcoff 和 Nick Petcoff 回答** 该交易有利于提升公司偿付能力,减轻高成本业务的负担 [39][40][41][42][43][44] 该交易短期内会导致保费收入下降,但公司将通过其他业务的增长来抵消 [44][45][46] 问题2 **Paul Newsome 提问** 询问第三季度净承保保费大幅下降的原因 [45] **Harold Meloche 回答** 这是由于公司在第三季度末将约30亿美元的未赚保费转移给Core Specialty [46][47]

Q3 2023 INVESTOR CONFERENCE CALL November 10, 2023 Nasdaq: CNFR Fulfilling the Unique Needs of Specialty Insurance Markets as a Long-Term Partner S H S AFE ARBOR TATEMENT This presentation contains “forward-looking” statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, that are based on our management’s beliefs and assumptions and on information currently available to management. These forward- looking stat ...