UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission file number 001-38671 CAPITAL BANCORP INC. (Exact name of registrant as specified in its charter) Maryland 52-2083046 (State or other jurisdiction of inco ...

ROCKVILLE, Md., May 07, 2024 (GLOBE NEWSWIRE) -- Capital Bank (NASDAQ:CBNK), a prominent financial institution serving the DC Metro area, is proud to announce the appointment of Jim Witty as Senior Vice President - Director of Contractor Banking. With a commercial banking career spanning over 30 years, many spent in leadership roles, Jim has a strong track record of helping businesses grow, driving strategic objectives, and fostering long-lasting relationships with his clients. "We are excited to welcome Ji ...

ROCKVILLE, Md., May 01, 2024 (GLOBE NEWSWIRE) -- Capital Bank (NASDAQ:CBNK) is pleased to announce the appointment of Todd Warren as Senior Vice President and Market Executive for the Greater Chesapeake and Baltimore regions. With over 26 years in banking, Mr. Warren brings invaluable expertise and insights to the bank. Mr. Warren will play a key role in Capital Bank's C&I growth strategy by leading two C&I teams in Baltimore and Columbia, MD. "Todd's extensive industry knowledge and deep community connecti ...

Capital Bancorp (CBNK) came out with quarterly earnings of $0.51 per share, missing the Zacks Consensus Estimate of $0.52 per share. This compares to earnings of $0.68 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -1.92%. A quarter ago, it was expected that this company would post earnings of $0.62 per share when it actually produced earnings of $0.65, delivering a surprise of 4.84%.Over the last four quarters, the company h ...

净利润及盈利能力 - 第一季度2024年净利润为660万美元，每股盈利0.47美元，调整后净利润为710万美元，每股盈利0.51美元[1] - 第一季度2024年净利润较第四季度2023年减少250万美元[7] - 净利息收入为3500万美元，较第四季度2023年增加100万美元[8] - 公司2024年第一季度的净利润为6562万美元，较2023年同期的9030万美元下降了27.3%[41] - 公司在2024年第一季度的净利润为6,562,000美元[66] - 公司在2024年第一季度的净利润率为1.15%[66] - 调整后的净利润为7,100千美元，较上一季度有所增长[70] - 调整后的净利润为12,205千美元，较上一季度有所增长[71] 资产及负债 - 公司截至2024年3月31日报告的普通股一级资本比率为14.92%，较2023年12月31日的15.43%略有下降[30] - 公司2024年3月31日，总资产为23亿美元，较2023年12月31日增加9810万美元，增长4.4%[50] - 2024年3月31日，净投资组合贷款总额为20亿美元，较2023年12月31日增加6120万美元，增长3.2%或年化12.9%[51] - 公司在2024年第一季度的资产总额为2,324,238,000美元[66] - 公司在2024年第一季度的股东权益总额为259,465,000美元[66] - 公司在2024年第一季度的资产负债率为97.95%[66] - 公司在2024年第一季度的不良贷款占总贷款比例为0.73%[66] - 公司在2024年第一季度的总风险资本比率为14.36%[66] - 公司在2024年第一季度的总风险资本比率为16.83%[66] - 公司在2024年第一季度的总资本比率为11.87%[66] - 2024年3月31日，不良资产仅由不良贷款组成，总额为1440万美元，占总资产的0.62%，较2023年12月31日的1600万美元和2023年3月31日的1630万美元有所下降[53] 存款及贷款 - 贷款增长6120万美元，年化增长率为12.9%[1] - 存款增长1.097亿美元，其中非利息存款增加4840万美元，增幅为7.8%[1] - 2024年第一季度，公司回购并注销了67,869股股票，平均价格为20.62美元，总成本为140万美元[30] - 2024年第一季度，公司的商业银行组合贷款（不包括信用卡）较2023年12月31日增加了7120万美元，达到19亿美元[32] - 利息收入为3250万美元，较2024年第四季度的3100万美元增加了150万美元，主要受到贷款增长的推动[33] - 2024年3月31日，存款总额为20亿美元，较2023年12月31日增加1097万美元，增长5.8%[54] - 由于利率上升，一些客户将余额从不计息存款账户转移到计息存款账户，导致2024年3月31日的平均不计息存款余额减少1690万美元，为6371万美元[55] - 2024年3月31日，不计息存款占总存款的比例为33.2%，较2023年3月31日的36.3%有所下降，未保险存款约为8557万美元，占公司存款组合的42.7%[56] 其他 - 宣布每股派息0.08美元[1] - 宣布收购Integrated Financial Holdings, Inc. ("IFHI")，以拓展业务[3] - 非利息收入为600万美元，较第四季度2023年增加100万美元[10] - 2024年第一季度，OpenSky™信用卡账户数量增加了1636个，达到526,950个[37] - OpenSky™贷款余额净额为1.119亿美元，较2023年12月31日的1.233亿美元减少了1140万美元[38] - 2024年第一季度，OpenSky™信用卡逾期率与2023年第四季度相比保持稳定[40] - 公司2024年3月31日，股东权益增至2.595亿美元，较2023年12月31日的2.549亿美元和2023年3月31日的2.345亿美元有所增长[57] - Capital Bancorp, Inc.于2024年3月底资产达到约23亿美元[73]

财报预期 - Capital Bancorp, Inc. (CBNK)即将发布财报，分析师普遍认为公司有望超过市场预期[1] - 分析师最新的盈利预期显示，CBNK当前季度每股盈利预期为53美分，高于市场预期的52美分，显示分析师对CBNK的盈利预期有所提升[3] - 根据Zacks Earnings ESP指标，CBNK的盈利预期表现良好，投资者可能考虑在财报发布前关注该股[5]

If you are looking for a stock that has a solid history of beating earnings estimates and is in a good position to maintain the trend in its next quarterly report, you should consider Capital Bancorp (CBNK) . This company, which is in the Zacks Banks - Northeast industry, shows potential for another earnings beat.When looking at the last two reports, this company has recorded a strong streak of surpassing earnings estimates. The company has topped estimates by 14.92%, on average, in the last two quarters.Fo ...

The market expects Capital Bancorp (CBNK) to deliver a year-over-year decline in earnings on lower revenues when it reports results for the quarter ended March 2024. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates.The earnings report might help the stock move higher if these key numbers are better than expectations. On the other hand, if they ...

ROCKVILLE, Md., April 05, 2024 (GLOBE NEWSWIRE) -- Capital Bank (NASDAQ:CBNK), a leading commercial bank in the DC Metro Region, is pleased to announce the appointment of Anguel Lindarev as Executive Vice President and Chief Information Officer (CIO), effective immediately. With more than 25 years of experience in leading technology and innovation strategies, Mr. Lindarev brings a wealth of knowledge and expertise to Capital Bank's executive team. As CIO, Mr. Lindarev will partner with Capital Bank's CEO, E ...

Capital Bancorp, Inc. (CBNK) and Integrated Financial Holdings, Inc. jointly announced a definitive merger agreement, in which CBNK will acquire Integrated Financial in a cash and stock transaction valued at $66 million.CBNK shares gained 1.46% following the transaction announcement. The strategic merger between the two companies turned investors bullish on the stock, as it is likely to create synergies, improve competition and increase growth opportunities.Integrated Financial is a financial service holdin ...