Chubb Limited (CB) reported second-quarter 2024 core operating income of $5.38 per share, which outpaced the Zacks Consensus Estimate by 6.8%. The bottom line increased 9.3% year over year.Chubb's results reflect double-digit premium revenue growth, with strong results in North America P&C, International P&C and Life Insurance divisions, solid underwriting margins and sturdy investment income, partially offset by a higher level of catastrophe.Shares gained more than 1% in the after-market trading session to ...

财务数据和关键指标变化 - 公司在第二季度实现了出色的业绩,核心经营每股收益为5.38美元,同比增长9.3% [9] - 投资收益增长超过25%,达到15亿美元,创历史新高 [13] - 人寿保险业务收入增长8.7%,国际人寿保险业务增长超过15% [14] - 公司第二季度核心经营收入为22亿美元,同比增长13.5%,创下半年业绩新高 [11] - 承保利润为14亿美元,由于全球巨灾损失增加而略有下降,但扣除巨灾因素的当期事故年承保利润增长超过11% [12] 各条业务线数据和关键指标变化 - 北美财产险业务保费收入增长8%,其中个人险增长12.3%,商业险增长6.7% [17] - 国际财产险业务保费收入增长超过16.5%,其中商业险增长近14%,个人险增长近21% [24] - 国际人寿保险业务保费收入增长31.7%,不含中国大陆的增长近10% [27] - 全球再保险业务保费收入增长超过40%,合并比率为72.7% [28] 各个市场数据和关键指标变化 - 北美市场商业险价格上涨8.3%,其中财产险上涨5.3%,责任险上涨11.7% [19][20][21] - 北美市场个人险价格上涨14.6%,损失率趋势稳定在10.5% [23] - 国际市场商业险价格上涨6.1%,个人险价格上涨32% [26] - 亚太地区保费收入增长36%,不含中国大陆的增长超过9% [24] - 拉丁美洲和欧洲零售业务保费收入分别增长12%和9% [24] 公司战略和发展方向及行业竞争 - 公司在各个地区和业务线保持了广泛的增长,体现了公司的多元化和全球化优势 [15] - 公司在承保和投资方面保持了出色的表现,有信心继续保持卓越的经营业绩 [29] - 公司在一些价格不合理的金融险类业务方面采取了收缩策略,以追求合理的承保利润 [22][44] - 公司正在加强在消费者市场和数字分销渠道的布局,看好这些领域的增长机会 [59][60][61] - 公司正在关注和应对行业面临的诉讼环境恶化等结构性挑战,并采取相应的应对措施 [87][88][89][90] 管理层对经营环境和未来前景的评论 - 整体的商业险定价环境仍然较为有利,财产险市场竞争加剧,责任险在需要涨价的领域持续走强 [16] - 损失成本趋势总体保持稳定,在公司的预期范围内,未出现重大变化 [21][51][52] - 公司对未来保持信心,有能力继续保持卓越的经营业绩增长 [29] - 公司正在密切关注和应对行业面临的诉讼环境恶化等结构性挑战 [87][88][89][90] 问答环节重要的提问和回答 问题1 **Michael Zaremski 提问** 询问公司北美地区责任险的损失成本趋势是否发生变化 [39][40][41] **Evan Greenberg 回答** 损失成本趋势未发生变化,公司的定价策略能够覆盖损失成本 [40][42][43] 问题2 **Brian Meredith 提问** 询问公司商业责任险业务的增长情况 [45][46][47][48][49] **Evan Greenberg 回答** 公司的商业责任险业务整体保持了良好的增长,个别业务线由于调整策略而有所收缩 [49] 问题3 **Bob Huang 提问** 询问公司在意外与健康险和个人险方面的全球发展机会 [54][55][59][60][61][62][63] **Evan Greenberg 回答** 公司在北美、亚太、拉美和欧洲等地区的意外与健康险和个人险业务均保持了良好的增长势头,尤其是数字分销渠道 [59][60][61][62][63]

Chubb (CB) reported $13.86 billion in revenue for the quarter ended June 2024, representing a year-over-year increase of 13.2%. EPS of $5.38 for the same period compares to $4.92 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $13.69 billion, representing a surprise of +1.19%. The company delivered an EPS surprise of +6.75%, with the consensus EPS estimate being $5.04.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they ...

Chubb (CB) came out with quarterly earnings of $5.38 per share, beating the Zacks Consensus Estimate of $5.04 per share. This compares to earnings of $4.92 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 6.75%. A quarter ago, it was expected that this insurer would post earnings of $5.29 per share when it actually produced earnings of $5.41, delivering a surprise of 2.27%.Over the last four quarters, the company has surpassed ...

Exhibit 99.2 Chubb Limited Financial Supplement for the Quarter Ended June 30, 2024 Investor Contact Karen Beyer: (212) 827-4445 email: investorrelations@chubb.com This report is for informational purposes only. It should be read in conjunction with documents filed by Chubb Limited with the Securities and Exchange Commission, including the most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q. Cautionary Statement Regarding Forward-Looking Statements Any forward-looking statements made i ...

文章核心观点 - 公司预计在2024年第二季度报告中收入和利润将有所改善 [1][2][3] - 公司过去4个季度的盈利均超出市场预期 [4] - 但本季度公司可能无法战胜市场预期,因为其当前的市场评级和盈利预期指标并不支持这一结果 [5] 公司经营情况总结 - 产品线增长、保费保持强劲、新业务表现良好有望推动保费收入增长 [6][7][8] - 投资收益有望受益于现金流增长和再投资 [9] - 但承保利润可能受到巴尔的摩桥梁坍塌事故赔付的拖累 [10][11] - 整体费用有所上升,主要受到损失和赔付、保单利益、收购费用等因素影响 [12] - 股票回购有望提振每股收益 [13] 公司估值与投资评级 - 公司股价年初至今涨幅低于行业整体 [14] - 公司估值水平高于行业平均,但仍低于同行 [15][16] - 公司面临自然灾害和人为事故带来的承保风险,以及费用上升等挑战 [17][18] - 但公司凭借市场地位优势、审慎承保和良好的现金流等因素,有望限制下行风险 [19]

Chubb (CB) closed the latest trading day at $267.67, indicating a +0.07% change from the previous session's end. The stock exceeded the S&P 500, which registered a loss of 0.78% for the day. Elsewhere, the Dow saw a downswing of 1.29%, while the tech-heavy Nasdaq depreciated by 0.7%.Prior to today's trading, shares of the insurer had gained 1.69% over the past month. This has outpaced the Finance sector's loss of 0.59% and lagged the S&P 500's gain of 2.14% in that time.The investment community will be payi ...

文章核心观点 - 公司股价年初至今上涨16.1%,低于行业20%的增长和标普500指数17%的涨幅 [1] - 公司面临自然灾害和人为灾难导致的承保亏损,以及费用上升压制利润扩张 [2][3] - 分析师对公司2024年和2025年的业绩预期有所下调 [5][6][7] 公司概况 - 公司是全球最大的财产和意外险(P&C)保险和再保险提供商之一,市值1049亿美元 [1] - 公司专注于中小企业市场(国内和国际),并不断推出新的保险产品和服务,如网络保险 [10][11] - 公司通过并购不断丰富产品线、提升协同效应和拓展地域覆盖 [12] - 公司资本实力雄厚,现金流良好,投资收益有望增长 [13] 财务表现 - 公司股息支付历史悠久,连续31年增加派息,股息收益率优于行业平均水平 [14][15][16] - 公司资本回报率(ROE)和投资资本回报率(ROIC)均优于行业平均水平 [17][18][19][20] 投资评级 - 尽管短期内业绩受到不利因素影响,但公司长期发展前景良好,投资价值仍值得关注 [21][22]

Chubb (CB) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2024. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on July 23. On the othe ...

20-year industry veteran has led growth of Chubb's commercial and consumer businesses in Australia and New Zealand LONDON, July 16, 2024 /PRNewswire/ -- Chubb today announced Peter Kelaher has been appointed Division President of Continental Europe, Middle East and North Africa. Currently, he serves as Country President of Australia and New Zealand. In his new role, Kelaher will have executive operating responsibility for 24 countries in Continental Europe, Middle East and North Africa.  The appointment, w ...