CHICAGO, May 17, 2024 /PRNewswire/ -- Old Republic International Corporation (NYSE: ORI) – today announced its Board of Directors has declared a regular quarterly cash dividend of 26.5 cents per common share. This dividend is payable on June 14, 2024 to shareholders of record on June 4, 2024. Subject to Board approval each quarter, the full year's cash dividend will amount to $1.06 per share compared to $0.98 paid in 2023, an 8.2% increase. 2024 marks the 43rd consecutive year that Old Republic has increase ...

FOR IMMEDIATE RELEASE OI EUROPEAN GROUP B.V. OFFER TO PURCHASE FOR CA SH ANY AND ALL 2.875% SENIOR NOTES DU E 2025 PERRYSBURG, Ohio / SCHIEDAM, the Netherlands, May 16, 2024 (GLOBE NEWSWIRE) -- O-I Glass, Inc. (NYSE:OI) ( "OI Glass"), announced today that OI European Group B.V. ("OIEG", the "Company," "we," "us" and "our"), has commenced its offer (the "Offer") to purchase for cash any and all of the outstanding securities of the Company listed in Table I below (the "Notes"). As of May 16, 2024, €500 millio ...

KANSAS CITY, Mo., May 13, 2024 (GLOBE NEWSWIRE) -- Spruce, the mobile banking app built by H&R Block (NYSE:HRB), today announced the addition of high-yield interest on savings accounts to potentially help customers stretch their dollars even further and achieve their savings goals faster.1 With a 3.50% APY2, Spruce customers who opt in can now earn interest at seven times the national average.3 Nearly half of Americans don't have enough savings to cover emergency expenses4 in part because they lack access t ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number: 0-22140 PATHWARD FINANCIAL, INC. (Exact name of registrant as specified in its charter) Delaware 42-1406262 (State or other jurisdiction of ...

业绩总结 - 公司2024年第二季度净利润为8,076.3万美元，同比增长24%[21] - 公司2024年第二季度净利润归属于普通股股东为6,526.8万美元，同比增长136%[21] - 公司2024年第二季度非利息支出为1,404.3万美元，同比增长10%[23] - 公司2024年前六个月税前收入增长24%[8] - 公司2024年前六个月退税预付款收入增长12%[8] 贷款和租赁业务 - 公司2024年前六个月新增超过6.5亿美元的贷款和租赁业务[9] - 公司2024年前六个月总贷款和租赁额增长18%至44.09亿美元[13] - 公司2024年第二季度商业金融贷款组合增长了1.7亿美元，同比增长17%[40] - 公司2024年第二季度商业金融贷款组合的季度收益率为8.33%[40] 资产和资本 - 公司2024年第二季度资产总额为74.37亿美元，同比减少6%[25] - 公司2024年第二季度净息差为6.23%，同比增长2%[25] - 公司2024年第二季度平均资产回报率为3.17%，同比增长8%[25] - 公司2024年第二季度非利息收入占总收入的比重为44%[36] - 公司2024年前六个月减少拨备近1亿美元，归因于数据分析、核保和监控的改善[8] 其他 - 结构化融资包括SBA、USDA和传统贷款，总额达到13.39亿美元[47] - 消费者信用计划提供给战略合作伙伴，受到一定信用支持和资产灵活性保护[49] - 仓储融资主要以消费者应收账款为抵押，从未发生核销或损失[50]

财务数据和关键指标变化 - 公司净利润增长19%,每股收益增长29% [11] - 净息差扩大至6.23%,调整后净息差为4.65% [13] - 资产收益率为2.35%,净资产收益率为51.09% [13] 各条业务线数据和关键指标变化 - 税务服务业务收入略有增长,但成本和信贷损失下降,导致税务服务业务税前利润增长24% [15][16][17] - 商业金融业务包括流动资金、结构性融资、设备融资和保费融资,通过严格的风险管理措施实现良好表现 [18][19][20][21][22][23][24] - 公司持续优化资产负债表,增加高风险调整收益的贷款和租赁资产 [24] 各个市场数据和关键指标变化 - 税务服务业务受益于纳税季节延迟,提前退税产品贷款规模增加12% [15] - 商业金融业务贷款和租赁余额同比增加18% [39] 公司战略和发展方向及行业竞争 - 公司将继续专注于高风险调整收益的资产,同时增加非利息收入占比,包括通过资产负债表加速策略和银行即服务业务 [25][26] - 公司认为银行即服务业务监管趋严有利于公司,公司将继续投资于人才、风险文化、流程和技术,成为该领域的可信赖合作伙伴 [27][28] 管理层对经营环境和未来前景的评论 - 公司对税务服务业务和商业金融业务的未来前景保持乐观,预计将继续保持良好增长 [10][24] - 公司预计全年每股收益将在6.30美元至6.60美元之间 [14] 问答环节重要的提问和回答 问题1 **提问** 询问公司是否会继续增加人力投入以支持新业务发展 [67] **回答** 公司将继续投资人力资本,预计在本财年剩余时间内将增加200万至250万美元的人力成本 [47] 问题2 **提问** 询问公司银行即服务业务合作伙伴的构成和特点 [57][58] **回答** 公司的银行即服务业务合作伙伴主要是已有一定规模和业务量的企业,而非初创公司,他们通常是因为原有银行合作关系受限而来寻求合作 [59][60][61][62][63][64][65] 问题3 **提问** 询问公司是否考虑提供更多的托管服务业务 [70] **回答** 公司正在投资于技术以提高自动化和可扩展性,未来可能会考虑提供一些托管服务,但目前还不是公司的重点 [71][72]

财务表现 - Pathward Financial (CASH) 2024年第一季度营收为2.4725亿美元，同比增长8.2% [1] - 每股收益为2.56美元，较去年同期的2.18美元有所增长 [1] - 公司的营收和每股收益均超过了华尔街预期，营收超出了Zacks Consensus Estimate 2.81%，每股收益超出了8.02% [2] 关键指标 - 投资者通常关注公司的净利润率、平均未偿余额、总非利息收入等关键指标，以更好地了解公司的绩效表现 [3] - Pathward在最近报告的季度中，净利润率为6.2%，略低于两位分析师平均预期的6.3% [5] - 总利息收入为1.183亿美元，略高于两位分析师平均预期的1.1476亿美元 [7]

财务表现 - Pathward Financial (CASH)第一季度每股收益为$2.56，超过了Zacks Consensus Estimate的$2.37，同比去年同期的$2.18有所增长[1] - 公司在过去四个季度中，三次超过了市场预期的每股收益[2] - Pathward第一季度营收为$247.25百万美元，超过了Zacks Consensus Estimate的2.81%，较去年同期的$228.44百万美元有所增长[3] 股价走势 - 公司股价的短期走势将主要取决于管理层在财报电话会议中的评论[4]

Exhibit 99.1 PATHWARD FINANCIAL, INC. ANNOUNCES RESULTS FOR 2024 FISCAL SECOND QUARTER Sioux Falls, S.D., April 24, 2024 - Pathward Financial, Inc. (“Pathward Financial” or the “Company”) (Nasdaq: CASH) reported net income of $65.3 million, or $2.56 per share, for the three months ended March 31, 2024, compared to net income of $54.8 million, or $1.99 per share, for the three months ended March 31, 2023. For the fiscal quarter ended March 31, 2023, the Company recognized adjusted net income of $60.3 million ...

Guido Mieth/DigitalVision via Getty Images Every so often, it makes sense to revisit the companies that we are bullish or bearish on. It's good to see how things are going and to see whether or not the picture has changed. Sometimes, new information will present itself that makes us change our opinion. Other times, we will be able to reaffirm our own thoughts on the matter. Regardless of how our opinions change, the stock price almost certainly will. Ideally, it will be moving in the direction that we want. ...