Wall Street expects a year-over-year decline in earnings on higher revenues when Bank of Nova Scotia (BNS) reports results for the quarter ended July 2024. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.The earnings report, which is expected to be released on August 27, 2024, might help the stock move higher if these key numbers are better than ...

Jerome Maurice Written by Nick Ackerman For some background on this monthly publication, here is my view on dividend growth stocks: Dividend growth stocks aren't always the most exciting investments out there. They often aren't grabbing the headlines, and they aren't the stocks running up hundreds of percentages in a year. In fact, they are often some of the least exciting stocks. And that is precisely their strongest selling point. With such a vast world of dividend growth stocks available out there ...

I like to sleep well at night no matter what is going on the market, and this unique Canadian banking giant lets me do just that.If there's one thing on Wall Street that I know I can count on, it's that bull markets are going to be followed by bear market crashes. It's just the natural cycle of things, which is why I start to get a little nervous when the S&P 500 is trading near all-time highs, like it is today.Since I don't know what's going to happen in the future, I try to find ways to offset the risk of ...

A shot of the exterior of a Scotiabank location. Iryna Tolmachova As an individual, I have my moments of creativity. After all, I am self-employed as a dividend writer. That involves coming up with interesting and engaging headlines to support an investment thesis on a company or companies. One of the things that I appreciate the most about dividend investing is that you don't have to reinvent the wheel, though. For me, dividend investing often boils down to whether a company has a reputation for rewarding ...

If you can handle a little uncertainty, TD Bank and Scotiabank are offering high yields from north of the border. If you are looking for stocks that appear to be on sale while the market is trading near all-time highs, you'll probably have to buy companies facing some kind of headwind. That's not unusual. Virtually every business goes through tough times eventually. But it does require a bit more resolve to buy discounted stocks instead of the ones that Wall Street loves. If you have the stomach for some co ...

会议主要讨论的核心内容 - 公司正在执行转型,从产品中心转向客户中心,包括建立按客户细分的利润中心、优化资本配置、控制费用等 [4][5][7] - 公司正在推行区域化银行模型,集中决策权限,提高效率和收益 [10][11][12][13] - 公司将北美走廊(加拿大-美国-墨西哥)作为重点发展区域,计划优先投资于加拿大,并在美国和墨西哥建立支持能力 [19][20][21][22][23][24] - 公司正在出售一些不符合新战略的业务,如秘鲁的消费金融业务 [36][37] - 公司正在大力发展跨国公司业务和交易银行业务,作为未来增长点 [45][46][47][48][49][50][51] 问答环节重要的提问和回答 问题1 **Mario Mendonca 提问** 如何确保区域化银行模型能够适应不同国家的差异,如墨西哥和秘鲁的差异 [14] **Francisco Aristeguieta 回答** 尽管不同国家有宏观差异,但客户群体的需求是相似的,关键在于当地团队根据市场情况进行灵活的定价和营销 [15][16] 问题2 **Mario Mendonca 提问** 对于秘鲁和哥伦比亚的业务,公司的策略和前景如何 [31] **Francisco Aristeguieta 回答** 公司不追求在任何市场成为最大,而是专注于为股东创造价值,会根据各市场的收益情况进行资本配置优化 [32][33][34] 问题3 **Mario Mendonca 提问** 公司的费用支出情况如何,是否会大幅增加以支持新的战略举措 [52] **Francisco Aristeguieta 回答** 公司将通过 800 百万加元的费用削减来为新的投资提供资金支持,主要投资领域包括交易银行和商业银行,但不会大规模改造核心系统 [53][54][55][56][57]

The Bank of Nova Scotia (NYSE:BNS) TD Financial Services and Fintech Summit Conference June 6, 2024 9:45 AM ET Company Participants Francisco Aristeguieta - Group Head of International Banking Conference Call Participants Mario Mendonca - TD Securities Mario Mendonca Good morning, everyone. So now we've got Francisco, Head of Scotiabank's, Group Head of Scotiabank's International Banking. Francisco, thank you very much for joining us this morning. Before we get started with my queue -- my questions, let me ...

The Bank of Nova Scotia (NYSE:BNS) Q2 2024 Earnings Conference Call May 28, 2024 8:00 AM ET Company Participants John McCartney - Head of IR Scott Thomson - President and Chief Executive Officer Raj Viswanathan - Chief Financial Officer Phil Thomas - Group Head and Chief Risk Officer Francisco Aristeguieta - Group Head, International Banking Aris Bogdaneris - Group Head, Canadian Banking Conference Call Participants Ebrahim Poonawala - Bank of America Doug Young - Desjardins Capital Markets Paul Holden - CI ...

净利润及每股收益 - 2024年第二季度，Scotiabank的净利润为20.92亿美元，同比增长7.1%[12] - Scotiabank的基本每股收益为1.59美元，同比增长6.5%[12] - 银行在2024年第二季度实现净利润20.92亿美元，同比增长7%[16] - 银行调整后的净利润为21.05亿美元，同比增长8%[27] - 银行调整后的每股稀释收益为1.58美元，较去年同期增长5%[27] - 银行调整后的净利润归属于普通股股东为19.56亿美元[27] - 银行调整后的净利润归属于非控股子公司为2.6亿美元[27] - 银行调整后的净利润归属于优先股东和其他股本持有人为1.23亿美元[16] - 银行调整后的净利润归属于股本股东为20.79亿美元[27] - 财报显示，加拿大银行在2024年前两个季度的净利润为2,102百万美元，净资产回报率为20.9%[47] - 财报显示，国际银行在2024年前两个季度的净利润为1,416百万美元，净资产回报率为14.9%[47] - 财报显示，全球银行在2024年前两个季度的净利润为748百万美元，净资产回报率为14.7%[47] - Q2 2024相比Q2 2023，净利润归属股东增加3.5亿美元至6.71亿美元。调整后的净利润归属股东增加3.3亿美元至6.77亿美元[109] - Q2 2024相比Q1 2024，净利润归属股东减少7.5亿美元或10%。调整后的净利润归属股东也减少了7.5亿美元或10%[110] - 截至Q2 2024，净利润归属股东为14.17亿美元，较去年同期增加11%。调整后的净利润归属股东为14.29亿美元，较去年同期增加1.34亿美元或10%[111] - 2024年第二季度，公司净利润为6.71亿美元，调整后净利润为6.77亿美元，下降了1200万美元或2%[116] 资产及总收入 - Scotiabank的总资产为1,399.43亿美元，同比增长1.9%[12] - 公司的总收入为83.47亿美元，同比增长5.3%[12] - 银行调整后的总营收为83.47亿美元，同比增长6%[16] - 2024年4月底，加拿大银行的净利息收入为46.94亿美元，非利息收入为36.53亿美元，总收入为83.47亿美元[195] - 2024年4月底，加拿大银行的净利润为20.92亿美元，较去年同期增长[195] - 2024年4月底，加拿大银行的平均资产为1,411亿美元，平均负债为1,330亿美元[195] - 2024年4月底，加拿大银行的净利息收入较去年同期有所增长，主要受存款增长、边际扩张和贷款总额增加的影响[198] - 2024年4月底，加拿大银行的非利息收入稳定，国际银行的净利息收入受到住房抵押贷款和商业贷款增长的推动[198] - 2024年4月底，加拿大银行的拨备呈上升趋势，主要受不利的宏观经济前景、零售组合增长和高利率政策不确定性的影响[200] - 2024年4月底，加拿大银行的非利息支出反映了公司持续投资于人员和技术以支持业务增长，同时受通货膨胀影响[201] - 2024年4月底，加拿大银行的有效税率为20.4%，受到CRD认可、增加的法定税率、资产剥离、重组费用和在外国司法管辖区获得的净收入的影响[202] - 截至2024年4月30日，银行总资产为1,3990亿美元，较2023年10月31日减少12亿美元或1%[204] 风险管理及税率 - 公共交流中包含口头或书面的前瞻性声明，需谨慎对待[11] - Scotiabank的资本充足率为17.1%，符合监管要求[12] - 银行的风险管理政策和实践与2023年年度报告中概述的基本相同[207] - 银行生成了一个基准情景和三个备选情景，作为预期信贷损失准备模型的关键输入[207] - 加拿大和美国的基准情景假设2024年经济增长较上一季度更强劲，但仍低于潜在水平[208] - 基准情景假设加拿大和美国的失业率在今年和明年都会上升，与经济活动放缓相一致[209] - 2024年Q2的有效税率为20.4%，较去年同期的18.4%有所增加，主要受到较低的免税收入的影响[78] - 2024年前两个季度，有效税率为20.0%，较去年同期的28.9%有所下降，主要受到加拿大复苏红利的影响[80] - 2024年第二季度，公司有效税率为21.8%，比去年增加了1.1个百分点[134] 资产负债情况 - 银行在2024年第二季度实现净利润20.92亿美元，同比增长7%[16] - 银行调整后的净利润为21.05亿美元，同比增长8%[27] - 银行调整后的总营收为83.47亿美元，同比增长6%[16] - 2024年第二季度，公司平均资产为2350亿美元，与去年持平[119] - 2024年第二季度，公司平均负债为1830亿美元，比去年增加60亿美元或3%[122] - 2024年第二季度，公司总收入为29.92亿美元，增加了

The market expects Bank of Nova Scotia (BNS) to deliver a year-over-year decline in earnings on higher revenues when it reports results for the quarter ended April 2024. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates. The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be re ...