Bank of America (BAC) reported $25.35 billion in revenue for the quarter ended September 2024, representing a year-over-year increase of 0.7%. EPS of $0.81 for the same period compares to $0.90 a year ago.The reported revenue represents a surprise of +0.22% over the Zacks Consensus Estimate of $25.29 billion. With the consensus EPS estimate being $0.78, the EPS surprise was +3.85%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to det ...

文章核心观点 - 美国银行第三季度业绩超预期,但净利润同比下降12.2% [1][3] - 投行业务收入增长,交易收入也有所增加,但存款成本上升导致净利息收入下降 [2] - 信贷质量有所恶化,拨备计提增加 [5] - 资本充足率保持稳定,股票回购力度有所加大 [6][7][8] - 数字化转型和利率上升有利于公司发展,但高昂的成本和不利的经营环境是主要挑战 [9] 根据相关目录分别进行总结 财务表现 - 第三季度每股收益81美分,超过市场预期78美分 [1] - 总收入为253.5亿美元,同比增长约1% [4] - 净利息收入下降2.9%至141.1亿美元,净利差收缩19个基点至1.92% [4] - 非利息收入增长5.5%至113.8亿美元 [4] - 非利息支出增长4%至164.8亿美元 [4] - 成本收入比上升至64.64%,表明盈利能力有所下降 [4] 业务表现 - 投行业务收入增长5.4%至78.3亿美元,主要受益于承销收入增长24.5% [2] - 交易收入(不含净DVA)增长11.7%至49.4亿美元,其中固定收益交易收入增8%,股票交易收入增17.8% [2] - 贷款余额增长2.6%,存款余额增长2.4%至1.93万亿美元 [2] 资产质量和资本状况 - 信贷减值准备增加25%至15.4亿美元,不良贷款占比上升7个基点至0.53% [5] - 普通股权一级资本充足率保持在13.5%的稳定水平 [7] - 每股账面价值和有形净资产价值同比分别增长8.3%和10.4% [6] - 公司在本季度回购了35亿美元的股票 [8]

About this content About Oliver Haill Oliver has been writing about companies and markets since the early 2000s, cutting his teeth as a financial journalist at Growth Company Investor with a focusing on AIM companies and small caps, before a few years later becoming a section editor and then head of research. He joined Proactive after a couple of years freelancing, where he worked for the Financial Times Group, ITV, Press Association, Reuters sports desk, the London Olympic News Service, Rugby World Cup ...

Bank of America (BAC) came out with quarterly earnings of $0.81 per share, beating the Zacks Consensus Estimate of $0.78 per share. This compares to earnings of $0.90 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 3.85%. A quarter ago, it was expected that this nation's second-largest bank would post earnings of $0.79 per share when it actually produced earnings of $0.83, delivering a surprise of 5.06%.Over the last four quar ...

Bank of America (BAC) reported third-quarter results above analysts' estimates Tuesday morning, as revenue rose year-over-year and profit fell by a smaller amount than expected. The company reported $25.34 billion in revenue, above last year's $25.17 billion and the $25.28 billion consensus projection of analysts compiled by Visible Alpha. The key banking metric of net interest income (NII) came in at $13.97 billion, down from $14.38 billion a year ago but better than the $13.85 billion expectation. Bank o ...

财务指标 - 第三季度净利息收入为139.67亿美元，非利息收入为113.78亿美元[5] - 第三季度税前利润为73.24亿美元，税前税后利润为68.96亿美元[5] - 第三季度每股摊薄收益为0.81美元[5] - 第三季度平均资产回报率为0.83%，平均股东权益回报率为9.30%[6] - 第三季度效率比率为65.02%[6] - 截至第三季度末，每股普通股账面价值为35.37美元，每股普通股有形账面价值为26.25美元[7] - 截至第三季度末，公司市值为3,050.90亿美元[7] - 第三季度普通股每股派息0.26美元[5] 财务业绩 - 2024年前三季度净利润为204.67亿美元[8] - 2023年前三季度净利润为233.71亿美元[8] - 2024年第三季度净利润为68.96亿美元[8] - 2024年第二季度净利润为68.97亿美元[8] - 2024年第一季度净利润为66.74亿美元[8] - 2023年第四季度净利润为31.44亿美元[8] - 2023年第三季度净利润为78.02亿美元[8] - 2024年前三季度其他综合收益(税后)为34.54亿美元[9] - 2023年前三季度其他综合收益(税后)为-6.36亿美元[9] - 2024年前三季度综合收益总额为239.21亿美元[9] - 2024年前三季度净利息收入为417.01亿美元[10] - 2024年前三季度非利息收入为348.39亿美元[10] - 2024年第三季度净利息收入为139.67亿美元[10] - 2024年第三季度非利息收入为113.78亿美元[10] 资产负债表 - 2024年9月30日资产总额为3.3240万亿美元[12] - 2024年9月30日贷款和租赁净额为1.0625万亿美元[12] - 2024年9月30日债券证券总额为8929.89亿美元[12] - 2024年9月30日现金及现金等价物为2953.32亿美元[12] - 2024年9月30日商誉为690.21亿美元[12] - 2024年9月30日客户及其他应收款为912.67亿美元[12] - 公司总存款为19,303.52亿美元，其中美国境内非计息存款为4,982.63亿美元，美国境内计息存款为13,088.56亿美元[13] - 公司总资产为33,240.36亿美元，其中包括6,280亿美元的交易账户资产和19,267亿美元的贷款和租赁[14] 资本充足性 - 公司普通股权一级资本比率为11.8%，一级资本比率为13.2%，总资本比率为14.9%[15] - 公司杠杆率为6.9%，补充杠杆率为5.9%[17][18] - 公司有形股东权益比率为6.2%[19] - 公司普通股权一级资本为1,998.05亿美元，一级资本为2,229.42亿美元，总资本为2,523.52亿美元[20] 季度财务数据 - 公司总资产达3,296.17亿美元，较上一季度增加0.65%[1] - 贷款和租赁总额达1,059.73亿美元，较上一季度增加0.78%[1] - 存款总额达1,413.71亿美元，较上一季度增加1.24%[1] - 利息收入总额达37.64亿美元，较上一季度增加1.68%[1] - 利息支出总额达23.52亿美元，较上一季度增加1.61%[1] - 净利差为0.97%，较上一季度下降0.02个百分点[1] - 净利息收益率为1.92%，较上一季度下降0.01个百分点[1] - 不计息存款达5.07亿美元，较上一季度下降1.28%[1] - 股东权益达294.99亿美元，较上一季度增加0.54%[1] 业务分部数据 - 第三季度净利息收入为141.14亿美元，总收入为254.92亿美元[25] - 第三季度净息差为1.92%，效率比率为64.64%[25] - 第三季度消费者银行业务净利息收入为82.78亿美元，非利息收入为21.40亿美元[26] - 第三季度财富管理业务净利息收入为17.09亿美元，非利息收入为40.53亿美元[26] - 第三季度全球银行业务净利息收入为32.30亿美元，非利息收入为26.04亿美元[26] - 第三季度全球市场业务非利息收入为47.32亿美元[26] - 第三季度信贷损失准备金为15.42亿美元[26] - 第三季度净收益为68.96亿美元[26] 投资组合 - 公司持有大量债券投资组合，其中可供出售债券总额为3,157.19亿美元，持有至到期债券总额为4,818.87亿美元[23] 总公司数据 - 总公司净利息收入为138.62亿美元[27] - 总公司非利息收入为116.75亿美元[27] - 总公司总收入(扣除利息费用)为255.37亿美元[27] - 总公司信贷损失准备为15.08亿美元[27] - 总公司净收入为68.97亿美元[27] - 总公司平均贷款和租赁总额为10514.72亿美元[27] - 总公司期末贷款和租赁总额为10567.85亿美元[27] - 总公司平均总资产为32749.88亿美元[27] - 总公司期末总资产为32579.96亿美元[27] - 总公司平均总存款为19099.25亿美元[27] 业务部门数据 - 公司总体净利息收入为43,407百万美元，其中消费者银行业务为25,421百万美元[31] - 公司总体非利息收入为33,637百万美

CHARLOTTE, N.C., Oct. 15, 2024 /PRNewswire/ -- Bank of America reported its third quarter 2024 financial results today. The news release, supplemental filing and investor presentation can be accessed at Bank of America's Investor Relations website at https://investor.bankofamerica.com/quarterly-earnings.Investor Conference Call informationChief Executive Officer Brian Moynihan and Chief Financial Officer Alastair Borthwick will discuss the financial results in an investor conference call at 8:30 a.m. ET tod ...

Bank of America Chairman and CEO Brian Thomas Moynihan speaks during the U.S. Senate Banking, Housing and Urban Affairs Committee oversight hearing on Wall Street firms, on Capitol Hill in Washington, U.S., December 6, 2023. Bank of America is scheduled to report third-quarter earnings before the opening bell Tuesday. Here's what Wall Street expects: Earnings: 77 cents a share, according to LSEG Revenue: $25.3 billion, according to LSEG Net Interest Income: $14.06 billion, FTE basis, according to StreetAcco ...

Bank of America has merged its FinTech and technology investment banking teams.The 50 bankers in its FinTech team will join the 200 in its tech group, reflecting the growing similarities between the two industries, Bloomberg reported Monday (Oct. 14).“FinTech payments and software are bound to intersect,” Kevin Brunner, chairman of global M&A and global head of technology, media and telecom investment banking at Bank of America, said in the report.This change comes after Brunner’s appointment this summer to ...

Warren Buffett may be saying goodbye to a chunk of his Bank of America Corp BAC shares, but the charts signal a strong outlook for the stock. With the stock up 23.75% year-to-date and a solid 55.43% over the past year, BAC stock is still riding a bullish wave, even as Buffett's Berkshire Hathaway Inc BRK BRK quietly steps back.Buffett's Selloff: Timing Or Trend?In a move that has raised some eyebrows, Buffett's Berkshire Hathaway sold off 9.5 million shares of Bank of America over just three days last week ...