文章核心观点 - 根据分析师预测,Ally Financial公司即将发布的季度财报中,每股收益预计为0.61美元,同比下降36.5% [1] - 公司营收预计为20.2亿美元,同比下降2.8% [1] - 分析师对公司本季度业绩预期在过去30天内下调了1.7% [2] 公司关键指标总结 收入相关指标 - 'Gain on mortgage and automotive loans, net'预计为639万美元,同比增长27.8% [6] - '总其他收入'预计为5.4227亿美元,同比增长7.2% [7] - '保险保费和服务收入'预计为3.4516亿美元,同比增长11.3% [8] - '总融资收入和其他利息收入'预计为36.2亿美元,同比增长4.7% [9] - '其他收入,扣除损失'预计为1.5987亿美元,同比下降3.1% [10] - '贷款和应收款利息及费用'预计为28.7亿美元,同比增长5.6% [11] 资产负债相关指标 - '总生息资产(平均余额)'预计为1846.4亿美元,去年同期为1866.6亿美元 [12] - '净利差(报告)'预计为3.2%,去年同期为3.4% [13] - '效率比率'预计为62.1%,去年同期为60.1% [14] - '不良贷款'预计为12.7亿美元,去年同期为14亿美元 [15] - '总资本充足率'预计为12.5%,去年同期也为12.5% [15] - '一级资本充足率'预计为10.8%,去年同期为10.7% [16] 股价表现 - 公司股价在过去一个月内上涨6.4%,优于标普500指数4.3%的涨幅 [17] - 公司目前评级为持有(Zacks Rank 3),预计未来将与整体市场表现相符 [17][18]

Wall Street expects a year-over-year decline in earnings on lower revenues when Ally Financial (ALLY) reports results for the quarter ended June 2024. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on July 17. On t ...

If you are looking for a stock that has a solid history of beating earnings estimates and is in a good position to maintain the trend in its next quarterly report, you should consider Ally Financial (ALLY) . This company, which is in the Zacks Financial - Consumer Loans industry, shows potential for another earnings beat.This auto finance company and bank has an established record of topping earnings estimates, especially when looking at the previous two reports. The company boasts an average surprise for t ...

Groomee/E+ via Getty Images Foreword Dan Burrows says in Kiplinger Investing: "The Berkshire Hathaway portfolio is a diverse set of blue chips and, increasingly, lesser-known growth bets. Here's a look at every stock picked by Warren Buffett and his lieutenants." Any collection of stocks is more clearly understood when subjected to yield-based (dogcatcher) analysis, this Buffett/Berkshire batch is perfect for the dogcatcher process. Here are the June 28 data for 25 dividend-paying stocks in the Kiplinger-do ...

文章核心观点 - Ally Financial面临信贷前景改善,因为美国经济"软着陆"的可能性越来越大 [1] - Ally Financial的股价在过去52周内上涨56%,表现优于同行 [1] - 尽管如此,Ally Financial的股价仍低于历史高点29% [2] - 贷款损失准备金虽有所下降,但仍处于较高水平,高于疫情期间 [2][3] 信贷指标改善 - 贷款损失准备金呈下降趋势,逾期率下降被视为信用损失可能已在2023年底达到峰值 [4][5][6][7][8] - 2023年新增贷款的信用质量有所改善,逾期率低于2022年同期 [8] - 未来几个季度的信贷指标将进一步改善,有助于盈利能力提升 [9][10] 资产负债表状况 - Ally Financial的CET1资本充足率仅略高于9%,低于同行水平,限制了其资本回报能力 [13][14] - 信贷表现改善可能会提高资本生成能力,但仍存在较高的周期性和信用风险 [15] 行业竞争与创新 - 汽车金融市场面临数字化挑战,新进入者凭借在线流程和数据驱动的风险管理获得优势 [20][21] - 传统竞争对手也可能加大对该市场的投入,加剧竞争 [21] - Ally Financial正在加大技术投入,深化与经销商的关系,并拓展保险业务 [22] - 但这也增加了成本,效率指标高于同行 [23] 存款业务优势 - Ally Financial拥有稳定的低成本存款来源,存贷比维持在95%左右 [24][25] - 在区域银行动荡中,Ally Bank保持了良好的客户粘性和存款增长 [25] - 未来存款可能会有小幅下降 [26]

CHARLOTTE, N.C., June 20, 2024 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) has scheduled the release of its second quarter financial results for Wednesday, July 17, 2024, at approximately 7:30 a.m. ET. The results will be available on the Ally Press Room website (http://media.ally.com).Ally will host a conference call at 9 a.m. ET to review the company's performance. You may listen to the call via webcast or dial-in. The webcast will be live on Ally's Investor Relations website in the Events & Presenta ...

文章核心观点 - 相比于购买租赁物业,投资于高股息增长型股票是更好的被动收入来源 [11][12][13] - 租赁物业需要大量维护工作和处理问题租客,不太被动 [11] - 持有高股息增长型股票只需要偶尔查看账户,完全被动 [12] 行业总结 Ally Financial - 作为美国最大的在线消费者银行之一,Ally Financial拥有1450亿美元的零售存款和300多万客户 [3] - 通过提供高于传统银行的存款利率,Ally Financial能够吸引客户转投 [3] - 高利率存款可能会压缩Ally Financial的利润,因为当利率上升时,其贷款组合的利差会收缩 [5][6] - 尽管利润下降,Ally Financial仍能维持3.1%的股息收益率,未来利率下降时其利润有望恢复增长,带动股息增长 [6][7] 菲利普莫里斯国际 - 作为全球领先的烟草公司,菲利普莫里斯正积极推广无烟尼古丁产品,如IQOS加热不燃烧设备和Zyn尼古丁袋 [8] - 无烟产品收入同比增长24.8%,毛利增长37.5%,有助于弥补传统香烟业务的损失 [9] - 尽管消费者偏好转变,但菲利普莫里斯的香烟业务收入仍同比增长3.7%,带动整体收入增长11% [9] - 菲利普莫里斯目前股息收益率为4.98%,随着无烟产品持续增长,其股息有望保持稳定增长 [10]

Ally Financial Inc.’s (ALLY) efforts to diversify revenues, along with its inorganic growth initiatives, are expected to keep supporting the top line. Given its robust capital and liquidity positions, the company will likely be able to sustain efficient capital distributions in the future.Analysts are optimistic regarding the company’s earnings growth potential. The Zacks Consensus Estimate for ALLY’s 2024 earnings has been revised 1% upward over the past 60 days.Over the past six months, shares of Ally Fin ...

There are some compelling opportunities in Berkshire's portfolio, and here are my two favorites right now.There are a few dozen stocks in the $375 billion portfolio owned by Berkshire Hathaway (BRK.A 1.46%) (BRK.B 1.12%), with most of the larger investments hand-picked by legendary investor Warren Buffett himself. And while there are several attractive opportunities for investors to choose from, there are two stocks in particular that look like strong buys as we head into June.With that in mind, here are tw ...

Not surprisingly, this is a Warren Buffett stock.A diversified portfolio with stocks in different categories and industries is the best way for most people to maximize their investments. If you have $1,000 available to invest and are in the market for an excellent dividend stock, consider Ally Financial (ALLY 1.15%). Here's why it could be the ultimate dividend stock.What makes a great dividend stock?The yield is probably the first thing on an investor's list when thinking about a great dividend stock. The ...