Ally(ALLY)
搜索文档
Ally Bank's Customer Care Specialists are Allies for Customers on Banksgiving and Every Day
Prnewswire· 2024-11-23 01:30
Bank surprises unsuspecting customers by asking about their financial challenges and then offering help to overcome themCHARLOTTE, N.C., Nov. 22, 2024 /PRNewswire/ -- To truly give thanks to our customers this year, Ally Bank, Member FDIC, brought back "Banksgiving," a celebration of the thanks we have for our customers, delivered by one of our most important assets – our customer care specialists. During a single day in early November, Ally customer care specialists turned the typical end-of-call survey i ...
Ally Announces Several New Leadership Appointments
Prnewswire· 2024-11-20 21:45
新领导任命 - 任命Stephanie Richard为首席风险官负责风险管理工作其在公司任职近27年 [3] - Meghan (Meg) Ryan晋升为首席审计执行官接替Richard她在公司任职13年 [4] - Lindsay Sacknoff将加入公司担任存款与投资主管1月13日生效有20多年银行业经验 [5] - Sean Leary被任命为首席财务规划和投资者关系官承担更多职责 [7] 人员变动相关 - 原首席风险官Jason Schugel将转任临时高级顾问后离职 [3] - 业务管理执行官Ali Summerville选择离开公司 [6] - 首席人力资源官Kathie Patterson将负责公司慈善基金会 [6] 公司概况 - Ally Financial Inc是一家金融服务公司拥有全美最大的全数字银行和领先的汽车融资业务服务约1100万客户 [8]
My 2 Favorite Stocks That Investors Will Be Piling Into Next Year
The Motley Fool· 2024-11-09 16:42
These companies are flying under the radar and have a long runway to grow.Investing isn't about living in the past, but buying companies that will do well in the future. You want to buy stocks that can grow sales and earnings while also trading at a reasonable valuation. A tough task, especially when the broad S&P 500 index is trading at a price-to-earnings ratio (P/E) close to all-time highs.In bull markets, smart investors stray away from the red-hot and popular stocks trading at nosebleed earnings multip ...
Ally(ALLY) - 2024 Q3 - Quarterly Report
2024-11-05 20:08
贷款准备金 - 公司第三季度总贷款准备金为38.37亿美元,较上一季度增加5.56亿美元[83,84] - 第三季度消费者汽车贷款准备金为31.04亿美元,较上一季度增加4亿美元[83,84] - 第三季度商业贷款准备金为2.37亿美元,较上一季度减少1亿美元[83,84] - 第三季度消费者其他贷款准备金为4.74亿美元,较上一季度增加4800万美元[83,84] - 第三季度消费者抵押贷款准备金为2200万美元,较上一季度减少500万美元[83,84] 贷款购买和出售 - 第三季度公司共购买了8.09亿美元的贷款[87] - 第三季度公司共出售和转让了3.39亿美元的贷款[86] 不良贷款 - 截至2024年9月30日,公司共有14.9亿美元的不良贷款[88,90] - 截至2024年9月30日,公司共有6.06亿美元的无准备金不良贷款[88] 商业贷款 - 公司2024年9月30日商业贷款总额为344.06亿美元[102] - 公司2023年12月31日商业贷款总额为344.62亿美元[104] - 公司2024年9月30日商业贷款中汽车贷款为192.59亿美元[102] - 公司2023年12月31日商业贷款中汽车贷款为187亿美元[104] - 公司2024年9月30日商业贷款中其他贷款为88.24亿美元[102] - 公司2023年12月31日商业贷款中其他贷款为97.12亿美元[104] - 公司2024年9月30日商业贷款中商业房地产贷款为63.23亿美元[102] - 公司2023年12月31日商业贷款中商业房地产贷款为60.5亿美元[104] - 公司2024年9月30日商业贷款中逾期1-89天的贷款为0.01亿美元[105] - 公司2023年12月31日商业贷款中逾期1-89天的贷款为0.05亿美元[105] 消费者贷款 - 2023年12月31日公司消费者汽车贷款余额为22.84亿美元[109] - 2023年9月30日公司修改的消费者汽车贷款合同期限延长为1.31亿美元[112] - 2023年9月30日公司修改的消费者汽车贷款合同期限延长为3.05亿美元[113] - 2023年9月30日公司修改的消费者信用卡贷款利率优惠为1300万美元[113] 贷款修改 - 公司在2024年第三季度和前九个月内进行了贷款修改,涉及消费者汽车贷款、抵押贷款和信用卡贷款[119][120][122][123] - 贷款修改包括还款期限延长、本金减免和利率调整等[119][120][122][123] - 修改后的贷款在90天以上逾期率较高,表明还款能力有所下降[126][127] - 商业贷款中汽车行业和商业房地产贷款的修改较多,反映了这些行业受疫情影响较大[127] - 公司密切关注已修改贷款的后续表现,以评估信用风险[125][129] - 消费者汽车贷款中有62笔合同期限延长,1笔本金减免[133] - 消费者抵押贷款中有1笔合同期限延长[133] - 商业和工业贷款中有37笔付款延期[131] 运营租赁 - 公司在2024年9月30日持有92.65亿美元的运营租赁资产,累计折旧15.47亿美元[143] - 公司在2024年9月30日的运营租赁负债加权平均剩余租赁期限为4年,加权平均折现率为3.16%[137] - 公司在2024年前9个月获得1.9亿美元的新租赁负债对应的使用权资产[137] - 公司在2024年前9个月支付了2.6亿美元的租赁负债现金流[137] - 公司在2024年前3个月和前9个月的总租赁费用分别为0.8亿美元和2.5亿美元[139] - 公司在2024年9月30日持有13.3亿美元的消费者运营租赁资产,其中12亿美元有残值担保[141] - 公司在2023年12月31日持有0.12亿美元的消费者运营租赁资产有残值担保[141]
ALLY's Post Q3 Earnings Review: Time to Hold or Bet on the Stock?
ZACKS· 2024-10-29 21:21
Ally Financial Inc. (ALLY) , a leading auto lender and provider of other consumer loans, announced thirdquarter 2024 results on Oct. 18, before the opening bell. The company's top and bottom lines outpaced the Zacks Consensus Estimate and grew year over year. Yet, since the announcement of the quarterly numbers, Ally Financial's shares have been down 2%. On the conference call, the company noted that the current "dynamic operating environment" including high interest rates, volatility and "cumulative inflat ...
Ally Financial: Shares Are Unlikely To Rebound Until Delinquencies Stabilize
Seeking Alpha· 2024-10-24 10:55
公司股价表现 - Ally Financial公司股票在过去一年表现强劲上涨48%但近期表现不佳因投资者对信贷成本上升担忧加剧 [1] 分析师情况 - 分析师有超15年基于宏观视角和特定股票转机故事进行反向投资以获取高回报且风险回报状况良好的经验 [1] - 分析师未持有文中提及公司股票期权或类似衍生品头寸且72小时内无计划建立 [1] - 文章为分析师独立撰写表达个人观点未从除Seeking Alpha外获取报酬与文中提及公司无商业关系 [1] 平台披露 - Seeking Alpha表示过去表现不保证未来结果不提供投资是否适合特定投资者的推荐或建议 [2] - 平台分析师为第三方作者包括专业和个人投资者可能未被机构或监管机构许可或认证 [2]
Ally Financial to present at the BancAnalysts Association of Boston Conference
Prnewswire· 2024-10-23 22:00
CHARLOTTE, N.C., Oct. 23, 2024 /PRNewswire/ -- Ally Financial Inc. (NYSE: ALLY) Chief Financial Officer, Russ Hutchinson, will present at the BancAnalysts Association of Boston Conference on Thursday, November 7, 2024 at approximately 11:15 a.m. ET.A live webcast will be available on the day of the conference at http://www.ally.com/about/investor/ under the Events and Presentations section of the Investor Relations website. A replay will also be available.About Ally FinancialAlly Financial Inc. (NYSE: ALLY) ...
Here's My Top Bank Stock to Buy Right Now
The Motley Fool· 2024-10-22 20:33
This innovative online bank just reported earnings, and the results show why I like the stock so much.Ally Bank (ALLY -0.97%) is a leading auto lender that also operates an excellent online bank for consumers. In this video, longtime Fool.com contributor Matt Frankel, CFP®, gives a rundown of Ally's latest numbers and explains why he's been buying the stock in his own portfolio.*Stock prices used were the morning prices of Oct. 18, 2024. The video was published on Oct. 20, 2024. ...
New Strong Sell Stocks for October 22nd
ZACKS· 2024-10-22 18:21
Here are three stocks added to the Zacks Rank #5 (Strong Sell) List today:3D Systems (DDD) is a leading provider of 3D content-to-print solutions including 3D printers, print materials, on-demand custom parts services and 3D authoring solutions for professionals and consumers, worldwide. The Zacks Consensus Estimate for its current year earnings has been revised 291.7% downward over the last 60 days.1-800-FLOWERS.COM (FLWS) is a leading e-commerce provider of floral products and gifts, in terms of number of ...
Ally Financial Q3 Earnings Beat on Higher Revenues but Stock Dips 2.3%
ZACKS· 2024-10-21 22:45
Ally Financial’s (ALLY) third-quarter 2024 adjusted earnings of 95 cents per share surpassed the Zacks Consensus Estimate of 81 cents. Also, the bottom line reflected a rise of 14.5% from the year-ago quarter.Stay up-to-date with all quarterly releases: See Zacks Earnings Calendar.In the reported quarter, the company witnessed an increase in revenues and lower expenses. Also, capital ratios increased, which was a positive. However, a decline in net finance receivables and loans and deposits were the undermi ...