Investors interested in Finance stocks should always be looking to find the best-performing companies in the group. Is Allstate (ALL) one of those stocks right now? A quick glance at the company's year-to-date performance in comparison to the rest of the Finance sector should help us answer this question. Allstate is one of 856 companies in the Finance group. The Finance group currently sits at #10 within the Zacks Sector Rank. The Zacks Sector Rank includes 16 different groups and is listed in order from b ...

Investors often turn to recommendations made by Wall Street analysts before making a Buy, Sell, or Hold decision about a stock. While media reports about rating changes by these brokerage-firm employed (or sell- side) analysts often affect a stock's price, do they really matter? Let's take a look at what these Wall Street heavyweights have to say about Allstate (ALL) before we discuss the reliability of brokerage recommendations and how to use them to your advantage. Allstate currently has an average broker ...

Investors generally consider a 52-week high a good criterion for determining an entry or exit point for a given stock. However, stocks touching new 52-week highs are often predisposed to profit-taking, resulting in pullbacks and trend reversals. Moreover, given the high price, investors often wonder if the stock is overpriced. While the speculation is not absolutely baseless, all stocks hitting a 52-week high are not necessarily overpriced. In fact, investors might lose out on top gainers in an attempt to a ...

Investors interested in Insurance - Property and Casualty stocks are likely familiar with Allstate (ALL) and Progressive (PGR) . But which of these two stocks offers value investors a better bang for their buck right now? We'll need to take a closer look. The best way to find great value stocks is to pair a strong Zacks Rank with an impressive grade in the Value category of our Style Scores system. The proven Zacks Rank emphasizes companies with positive estimate revision trends, and our Style Scores highli ...

Here are three stocks with buy rank and strong momentum characteristics for investors to consider today, May 9th: Northrim BanCorp (NRIM) : This company which is a full-service commercial bank that provides a full range of personal and business banking services, has a Zacks Rank #1(Strong Buy), and witnessed the Zacks Consensus Estimate for its current year earnings increasing 12.2% over the last 60 days. Northrim BanCorp’s shares gained 6.3% over the last three month compared with the S&P 500’s gain of 4.0 ...

The investing track of the Oracle of Omaha over the past few decades shows a gradual shift from being a pure- play value investor to a GARP (growth at a reasonable price) investor. The logic behind this is the effectiveness of a mixed investment strategy over pure play value or growth approaches of investments. A pure-play value investor misses the chance of betting on stocks that have bright long-term prospects. In the same way, growth investors often end up investing in expensive stocks. In other words, t ...

Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. But when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments. Cash flow can come from bond interest, interest from other types of investments, and of course, dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and investors often view it by its d ...

The Allstate Corporation (ALL) reported a first-quarter 2024 adjusted net income of $5.13 per share, which surpassed the Zacks Consensus Estimate by 24.8%. The company reported a loss of $1.30 per share in the year- ago quarter. Operating revenues of $15.4 billion rose 12% year over year in the quarter under review. The year-over-year growth was due to a 10.9% increase in Property-Liability insurance premiums earned. The top line beat the consensus mark of $15.3 billion. The quarterly results benefited on t ...

The Allstate Corporation First Quarter 2024 Earnings Presentation 05.02.2024 Forward-looking statements and non-GAAP financial information This presentation contains forward-looking statements Additional information on factors that could cause results and information. This presentation also contains non- to differ materially from this presentation is available in the GAAP measures that are denoted with an asterisk. You 2023 Form 10-K, Form 10-Q for March 31, 2024, our most can find the reconciliation of tho ...

财务数据和关键指标变化 - 收入为153亿美元,同比增长10.9%,主要由于财产-责任保险保费收入增长 [12] - 净投资收益为7.64亿美元,同比增长32.9%,反映了2022年和2023年将投资组合调整为更长久期、收益更高的固定收益资产,以及本季度表现良好的估值 [10] - 调整后净收益为14亿美元,每股5.13美元 [12] 各条业务线数据和关键指标变化 财产-责任保险 - 财产-责任保险业务的承保收益为8900万美元,合并比率为93%,同比改善15.6个百分点 [14] - 基础合并比率为86.9%,同比改善6.4个百分点,主要由于保费上涨和损失成本增长趋缓 [15] - 汽车保险合并比率为96%,同比改善8.4个百分点,显示利润改善计划奏效 [16] - 房主保险合并比率为82.1%,同比改善36.9个百分点,主要由于减少了灾害损失 [23] 保护服务业务 - 保护服务业务收入增长12.2%至7.53亿美元,主要由于Allstate Protection Plans业务增长20.5% [32] - 保护服务业务调整后净收益为5400万美元,同比增加2000万美元,主要来自Allstate Protection Plans和Allstate Roadside业务的增长 [33] 健康和福利业务 - 健康和福利业务收入为6.35亿美元,同比增长8.2% [34] - 健康和福利业务调整后净收益为5600万美元,与上年同期持平 [34] 各个市场数据和关键指标变化 - 加利福尼亚、纽约和新泽西州的汽车保险利润仍未达到目标水平,公司正在持续推动价格上涨 [77][78][79] - 除上述三个州外,公司已在约75%的州份放宽了承保限制,开始增加营销投入以推动增长 [58][59] 公司战略和发展方向及行业竞争 - 公司正在采取多项措施提高股东价值,包括:改善汽车保险盈利能力、增加Allstate品牌和National General品牌的保单量、积极管理投资组合、拓展保护服务业务、出售健康和福利业务 [35] - 公司认为,通过提高效率和降低成本,可以提高竞争力,并利用Allstate的代理渠道和National General的独立代理渠道实现可持续的盈利增长 [120][121][122][123][124][125] - 公司表示,房主保险业务是一个很有吸引力的增长机会,尤其是通过独立代理渠道,因为行业动态有利于公司的定位 [99][100][101][102][103][104] 管理层对经营环境和未来前景的评论 - 管理层表示,尽管短期内保单量增长可能面临挑战,但通过提高效率和降低成本,公司有信心实现可持续的盈利增长 [39][40][41][58][59] - 管理层认为,公司在房主保险和保护服务业务方面具有竞争优势,将是未来增长的重点领域 [99][100][101][102][103][104][120][121][122][123][124][125] - 管理层表示,公司将继续密切关注损失成本趋势,并适时调整价格,确保保持利润水平 [69][70][71] 问答环节重要的提问和回答 问题1 **Jimmy Bhullar提问** 询问公司对保单量增长的预期 [38] **Jess Merten回答** 公司认为现在是时候转向增长,之前需要限制增长以提高盈利能力。公司有多种方式来推动增长,包括提高客户保留率、放宽承保限制、增加广告投入等。具体何时实现年度同比增长还需视市场情况而定 [39][40][41] 问题2 **Andrew Kligerman提问** 询问公司在Allstate品牌的广告支出水平 [56] **Tom Wilson和Mario Rizzo回答** 公司不愿透露具体的广告支出数字,但表示会根据市场情况适当增加广告投入,以提高客户获取效率。同时,公司正在调整组织架构,采取更加以当地市场为中心的方式来推动增长 [57][58][59] 问题3 **Greg Peters提问** 询问公司对频率和赔付严重程度的预期 [68] **Mario Rizzo回答** 公司在本季度观察到频率有所改善,主要受益于天气较好。但赔付严重程度仍在上升,主要体现在人身伤害赔付方面,公司将继续密切关注并适时调整价格 [69][70][71]