High Income DIY Portfolios: The primary goal of "High Income DIY Portfolios" Marketplace service is high income with low risk and preservation of capital. It provides DIY investors with vital information and portfolio/asset allocation strategies to help create stable, long-term passive income with sustainable yields. The portfolios are designed for Income-Investors (including retirees or near-retirees). We provide seven portfolios: 3 buy-and-hold, 3 Rotational portfolios, and 3-Bucket NPP Model Portfolio. T ...

Prudent underwriting, increasing rates in the auto business and exposure growth have helped the insurance industry perform well. Focus on increased automation, consumer-centric products and partnerships to grow the footprint bodes well for the industry. Rising interest rates resulted in strong sales for annuity businesses. These trends are expected to continue in 2025, and drive the top and bottom lines of insurance companies.The insurance industry has outperformed the Zacks S&P 500 composite and the Financ ...

On Dec 18, U.S. stock markets routed after the Fed cut the Fed fund rate by another 25 basis points but indicated just two rate cuts of 25 basis points in 2025 instead of four suggested in September. In his post-FOMC meeting, Fed Chairman Jerome Powell said, “We can therefore be more cautious as we consider further adjustments to our policy rate.”Wall Street’s volatility is likely to continue in the near future as we are approaching the end of 2024. At this juncture, it will be fruitful to invest in low-bet ...

As we move closer to the New Year, we are all hoping for a prosperous 2025, which, in turn, will be reflected in our investment portfolio. The insurance industry has gained 29.6% year to date compared with the Finance sector’s increase of 21% and the Zacks S&P 500 composite’s rise of 28.3%. Despite an active catastrophe environment and rate cuts, the industry has outperformed, banking on better pricing, exposure growth and accelerated digitalization.Driven by their strength, insurers like The Allstate Corpo ...

Here are three stocks with buy rank and strong income characteristics for investors to consider today, December 18th:BBVA Banco Frances (BBAR) : This company which offers retail and corporate banking to individuals, SME's and large-sized companies in Argentina, has witnessed the Zacks Consensus Estimate for its current year earnings increasing 3.2% over the last 60 days.This Zacks Rank #1 (Strong Buy) company has a dividend yield of 7.4%, compared with the industry average of 3.8%.Tapestry (TPR) : This comp ...

Here are five stocks added to the Zacks Rank #1 (Strong Buy) List today:LATAM Airlines Group (LTM) : This company which offers domestic and international passenger and cargo air services primarily in Chile, the United States, the South Pacific, Europe and Latin America, has seen the Zacks Consensus Estimate for its current year earnings increasing 26.4% over the last 60 days.Omnicell (OMCL) : This company which develops and markets end-to-end automation solutions for the medication-use process, has seen the ...

The most recent trading session ended with Allstate (ALL) standing at $195.02, reflecting a -0.63% shift from the previouse trading day's closing. This change lagged the S&P 500's daily gain of 0.38%. Meanwhile, the Dow experienced a drop of 0.25%, and the technology-dominated Nasdaq saw an increase of 1.24%.Shares of the insurer have depreciated by 0.31% over the course of the past month, underperforming the Finance sector's gain of 0.1% and the S&P 500's gain of 1.17%.Analysts and investors alike will be ...

公司分析 - Allstate目前的平均经纪商推荐评级（ABR）为1.62，评级范围从1（强烈买入）到5（强烈卖出），基于21家经纪商的实际推荐计算得出 1.62的ABR接近于强烈买入和买入之间 [2] - 在21个推荐中，16个是强烈买入，1个是买入 强烈买入和买入分别占所有推荐的76.2%和4.8% [2] - Allstate的Zacks共识预测显示，当前年度的每股收益（EPS）在过去一个月内增长了1.6%，达到16.26美元 分析师对公司盈利前景的乐观态度，以及他们对EPS预测的一致上调，可能是股价在短期内上涨的合法理由 [12] - Allstate的Zacks排名为2（买入），这是基于最近共识预测的变化以及其他与盈利预测相关的因素 [13] 行业分析 - 经纪商推荐评级（ABR）和Zacks排名是两个完全不同的衡量标准 ABR仅基于经纪商的推荐，而Zacks排名是一个量化模型，利用盈利预测修订的力量 Zacks排名显示为1到5的整数，而ABR通常显示为小数 [8] - Zacks排名的核心是盈利预测修订，研究表明盈利预测修订趋势与短期股价变动之间存在强相关性 Zacks排名的不同等级在所有股票中按比例应用，确保工具在任何时候都能在五个等级之间保持平衡 [10] - Zacks排名在预测未来股价时始终保持及时性，因为经纪商分析师不断修订其盈利预测以反映业务趋势的变化，这些变化会迅速反映在Zacks排名中 [11] - 经纪商分析师由于其雇主的既得利益，往往对其推荐过于乐观，发布比其研究支持的更积极的评级，这导致投资者被误导的频率远高于帮助他们 [9]

文章核心观点 - 财产和意外伤害保险行业目前处于Zacks行业排名的前11%，排名为第28位，显示出强劲的增长潜力和良好的市场表现 [1] - 行业在2024年第三季度实现了33.8%的年度回报率，超过了Zacks S&P 500综合指数和金融部门的回报率 [2] - 行业面临自然和人为灾害事件的挑战，但通过技术投资和战略并购，行业仍有望实现增长 [4][7][8] 行业表现 - 财产和意外伤害保险行业在2024年第三季度实现了33.8%的年度回报率，超过了Zacks S&P 500综合指数的27.1%和金融部门的23.8% [2] - 全球商业保险费率在2024年第三季度下降了1%，这是七年来首次下降 [3] - 预计到2030年，行业总保费将超过7220亿美元 [3] 行业增长驱动因素 - 行业通过更好的定价、审慎的承保、增加的暴露、改善的费率环境、稳健的资本状况和持续的经济扩张，保持良好的增长态势 [1] - 预计2024年和2025年的保费增长率分别为9.5%和4%，行业股本回报率预计为9.5%和10% [4] - 行业通过技术投资，如区块链、人工智能、高级分析、远程信息处理、云计算和机器人流程自动化，加速业务运营并降低成本 [8] - 预计到2032年，保险公司将从与人工智能相关的保险中产生约47亿美元的年全球保费 [8] 行业挑战 - 行业面临自然和人为灾害事件的挑战，2024年前九个月发生了280起重大全球自然灾害事件，导致经济损失2580亿美元，保险损失1020亿美元 [5] - 严重的对流风暴预计在2024年前九个月导致保险行业灾难损失590亿美元 [5] 公司表现 - Allstate Corporation (ALL)、Travelers Companies, Inc. (TRV)、Root, Inc. (ROOT)和Mercury General Corporation (MCY)等公司的基本面强劲，预计将产生更好的回报 [9] - ALL和TRV目前持有Zacks Rank 1（强力买入），而ROOT和MCY持有Zacks Rank 2（买入） [11] Allstate Corporation (ALL) - 公司是美国第三大财产和意外伤害保险公司，也是最大的公开交易个人保险承保商 [12] - 公司通过战略收购扩展保护服务业务，预计将继续在2024年提高汽车保险业务的费率以应对通胀压力 [12] - 公司预计通过优化核心业务和成本节约措施提高利润，并计划出售健康与福利部门以释放资本 [13] - 2024年和2025年的盈利预计分别增长1611.58%和17.8%，过去30天内共识估计分别上升了8.4%和3.2% [14] Travelers Companies, Inc. (TRV) - 公司是美国领先的汽车和房主保险以及商业财产和意外伤害保险的提供商 [15] - 公司预计2024年续保保费变化将保持在当前水平，并继续寻求费率以应对损失成本的上升 [15] - 公司预计2024年第四季度固定收益净投资收入（NII）为7亿美元，2025年全年为29亿美元 [16] - 2024年和2025年的盈利预计分别增长43.4%和9%，过去30天内共识估计分别上升了1.6%和0.6% [17] Root, Inc. (ROOT) - 公司提供汽车、房主和租客保险产品，主要通过移动应用程序和网站直接向消费者销售 [18] - 2024年和2025年的盈利预计分别增长88.1%和3.7% [19] Mercury General Corporation (MCY) - 公司是美国领先的个人汽车保险提供商，主要在多个州提供全风险类别的汽车保险 [19] - 2024年和2025年的盈利预计分别增长2016.6%和8.6%，过去30天内共识估计分别上升了58.7%和15% [20]

核心观点 - 文章讨论了价值投资策略，并重点分析了Allstate (ALL) 作为潜在的价值投资标的 [2][3][7] 价值投资策略 - 价值投资是当前市场中寻找强势股票的最受欢迎方式之一，投资者使用基本面分析和传统指标来寻找被低估的公司 [2] - 除了Zacks Rank，投资者还可以使用Style Scores系统来寻找具有特定特征的股票，例如价值投资者应关注“Value”类别，高Zacks Rank和“A”级Value的股票是市场上最高质量的价值股票 [3] Allstate (ALL) 分析 - Allstate (ALL) 目前拥有Zacks Rank 2 (Buy) 和 A级Value，股票的市盈率 (P/E) 为11.04，而行业平均市盈率为29.71 [4] - 过去12个月，ALL的Forward P/E最高为12.58，最低为-83.58，中位数为11.13 [4] - ALL的PEG比率为1.58，行业平均PEG为2.99，过去12个月，ALL的PEG最高为1.80，最低为-11.94，中位数为1.53 [5] - 价值投资者还使用市销率 (P/S)，ALL的P/S比率为0.88，行业平均P/S为1.33 [6] - 这些指标显示Allstate可能被低估，考虑到其强劲的盈利前景，ALL目前是一个很好的价值股票 [7]