Allstate (ALL) appears an attractive pick given a noticeable improvement in the company's earnings outlook. The stock has been a strong performer lately, and the momentum might continue with analysts still raising their earnings estimates for the company.Analysts' growing optimism on the earnings prospects of this insurer is driving estimates higher, which should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in earnings estimate revisions and near- ...

Shares of Allstate (ALL) have been strong performers lately, with the stock up 6% over the past month. The stock hit a new 52-week high of $203.54 in the previous session. Allstate has gained 45.4% since the start of the year compared to the 24.5% move for the Zacks Finance sector and the 31.8% return for the Zacks Insurance - Property and Casualty industry.What's Driving the Outperformance?The stock has an impressive record of positive earnings surprises, as it hasn't missed our earnings consensus estimat ...

Shares of The Allstate Corporation (ALL) have rallied 41% over the year-to-date period to close at $197.29 on Wednesday. The significant gains have pushed the stock’s price closer to the upper end of its 52-week range of $134.17-$201. It outperformed its peers like MetLife, Inc. (MET) and American International Group, Inc. (AIG) , the overall industry, and the S&P 500 Index during this time.YTD Price Performance Comparison Image Source: Zacks Investment ResearchALL’s Earnings Estimates & ValuationThe Zacks ...

Investors in The Allstate Corporation (ALL) need to pay close attention to the stock based on moves in the options market lately. That is because theDec. 20, 2024 $60 Put had some of the highest implied volatility of all equity options today.What is Implied Volatility?Implied volatility shows how much movement the market is expecting in the future. Options with high levels of implied volatility suggest that investors in the underlying stocks are expecting a big move in one direction or the other. It could a ...

Here at Zacks, we focus on our proven ranking system, which places an emphasis on earnings estimates and estimate revisions, to find winning stocks. But we also understand that investors develop their own strategies, so we are constantly looking at the latest trends in value, growth, and momentum to find strong companies for our readers.Of these, value investing is easily one of the most popular ways to find great stocks in any market environment. Value investors rely on traditional forms of analysis on key ...

核心观点 - Allstate公司旗下的Allstate Health Solutions与Intuit QuickBooks、Thatch和Ambetter Health合作使医保覆盖更灵活这一举措对Allstate Health Solutions意义重大且有助于公司发展[1][2][3][4] 合作相关 - Allstate Health Solutions与Intuit QuickBooks、Thatch和Ambetter Health合作推出Individual Coverage Health Reimbursement Arrangements为企业提供免税报销员工个人健康计划的创新方式[1] - 合作将利用QuickBooks的工资单订阅服务简化医疗管理Allstate可借此接触中小型企业促进未来营收增长员工可在雇主预算内选择定制计划剩余预算可用于医疗支出使用QuickBooks服务的客户可访问Allstate的健康解决方案团体健康保险平台[2] - Ambetter Health将于2025年在部分州推出新产品Ambetter Health Solutions[3] 财务相关 - Allstate的Health and Benefits业务保费和合同费用在2024年第三季度同比增长5.2%达到4.87亿美元未来参保人数增加有望使该数字进一步上升[3] - Allstate的Health and Benefits部门调整后净收入在2024年第三季度同比下降46.4%此次合作有助于该部门发展[4] - Allstate股票在过去六个月上涨15.8%而行业涨幅为12.8%Allstate目前的Zacks Rank为2（买入）[5] 其他公司相关 - Jackson Financial当前年度每股收益的Zacks共识预估为18.80美元同比增长46.4%过去60天有两次向上的预估修正无向下修正当前年度营收共识预估较一年前增长119.7%Zacks Rank为1（强力买入）[6] - WisdomTree 2024年收益的Zacks共识预估同比增长75.7%过去两个月有三次向上的预估修正无向下修正过去四个季度三次超出收益预估一次符合平均超出幅度为7.3%Zacks Rank为2[7] - ProAssurance当前年度收益的Zacks共识预估同比增长571.4%过去两个月有两次向上的预估修正无向下修正当前年度营收共识预估为11亿美元过去四个季度三次超出收益预估一次未达到平均超出幅度为61.5%Zacks Rank为1[8]

行业整体情况 - 赞克斯财产和意外保险（P&C）行业可能受益于更好的定价、谨慎的承保和风险敞口增长 尽管灾难性活动增加行业内公司仍有望增长 政策更新率应会加快 技术采用率的提高和保险科技的出现将有助于行业参与者顺利运作[1] - 2024年第三季度在经历了七年多的费率上升后出现了定价下降 两次降息以及未来可能更多降息仍然令人担忧 不过盈余的改善和经济活动的加速为更好的并购环境奠定了基础 AM Best预计商业险盈利个人险改善以及更高的投资回报和强劲的现金流将推动行业2024年的表现[2] - 行业内公司提供商业和个人财产保险以及意外保险产品和服务 保费是主要收入来源 更好的定价和风险敞口增加会推动保费增长 可能的降息引发担忧[3] - 行业在赞克斯行业排名中位居前16% 表明近期前景乐观 行业内公司总体盈利前景积极 当年盈利预期同比增长10.2% 行业表现优于其所在板块和标准普尔500指数 股票总体上涨30.7%[9][10][11] - 基于过去12个月的市净率（P/B） 行业目前的交易价格为1.5倍 低于标准普尔500指数的8.66倍和所在板块的3.82倍[13] 行业发展趋势 - 更好的定价有助于应对理赔 全球商业保险价格在2024年第三季度七年来首次下降 个人汽车险2024年可能表现更好 到2030年总保费预计将增长六倍达到7220亿美元 分析师预计2024年保费增长7% 2025年增长4.5%[4] - 巨灾损失导致承保利润波动 2024年飓风季活跃 巨灾损失对预期综合比率有影响 承保盈利能力预计将面临压力 但2025年有望盈利 风险敞口增长、更好的定价、谨慎的承保和有利的准备金发展将有助于抵御冲击 自然灾害的频繁发生应会加快保单更新率[5] - 并购活动可能会继续 随着参与者寻求将业务多元化到新的业务领域和地区 行业正在见证许多并购和整合 德勤预计2024年再保险领域会有更多并购[6] - 技术采用率增加 行业正在见证区块链、人工智能等技术的更多使用 也出现了保险科技公司 保险公司继续大力投资技术特别是生成式人工智能 不过技术的使用带来了网络威胁[7][8] 重点公司情况 - 好事达（Allstate）是美国第三大财产 - 意外（P&C）保险公司和最大的上市个人险承保商 保费有望因汽车和家庭保险业务的费率提高以及分销策略的改进而提高 公司通过战略收购不断扩大其保护服务业务 有望实现长期增长 预计剥离和削减成本措施将提高利润率 2024和2025年盈利预计同比增长1586%和19% 过去七天2024和2025年的共识估计分别上升5.7%和2.8% 公司四季度平均盈利惊喜为135.21% 预期长期盈利增长率为7% 价值成长动量（VGM）得分为A[14][15] - 旅行者公司（Travelers Companies）是汽车和房屋所有者保险以及美国商业财产 - 意外保险的主要承保商之一 凭借九个业务线的强大产品组合 高留存率、改进的定价、新增业务增加和积极的续保保费变化使其有望增长 其商业业务应会继续表现良好 2024和2025年盈利预计同比增长42%和9.5% 过去七天2024和2025年的共识估计分别上升0.6%和0.1% 四季度平均盈利惊喜为25.40% VGM得分为A 预期长期盈利增长率为11.2%[15][16] - 前进保险公司（Progressive Corporation）是美国主要的汽车保险公司之一 是摩托车和船舶保险的最大销售商 商业汽车保险的市场领导者 基于保费收入是前15大房屋所有者承保商之一 稳固的市场地位、有说服力的产品和服务组合以及承保和运营专长应有助于实现稳定盈利 2024和2025年盈利预计同比增长115.2%和4.6% 过去30天2024和2025年盈利的共识估计分别上升2.9%和0.9% 四季度平均盈利惊喜为19.85% VGM得分为B 预期长期盈利增长率为27.5%[17] - 安达保险（Chubb Limited）是世界上最大的财产和意外保险及再保险提供商之一 基于市值是最大的上市P&C保险公司 有望实现长期增长 投资各种战略举措有利于增长 专注于网络保险 有巨大的增长空间 连续31年增加股息 2025年盈利预计同比增长6.8% 预期长期盈利增长率为2% 过去30天2024和2025年盈利的共识估计分别上升1.6%和0.5% 四季度平均盈利惊喜为22.19% VGM得分为B[18][19] - 辛辛那提金融（Cincinnati Financial）经营财产和意外保险 谨慎定价、以代理为中心的模式、更高的保险风险敞口和辛辛那提再保险（Cincinnati Re）的有序扩张应有利于保费增长 保费增长高于行业平均水平 董事会连续64年提高年度现金股息率 2024和2025年盈利预计同比增长5.3%和13.01% 预期长期盈利增长率为8.3% 四季度平均盈利惊喜为12.54%[20][21]

The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price. Do they really matter, though?Let's take a look at what these Wall Street heavyweights have to say about Allstate (ALL) before we discuss the reliability of brokerage recommendations and how to use them to your advantage.Allstate currently has an average ...

For new and old investors, taking full advantage of the stock market and investing with confidence are common goals. Zacks Premium provides lots of different ways to do both.The popular research service can help you become a smarter, more self-assured investor, giving you access to daily updates of the Zacks Rank and Zacks Industry Rank, the Zacks #1 Rank List, Equity Research reports, and Premium stock screens.Zacks Premium also includes the Zacks Style Scores.What are the Zacks Style Scores?The Zacks Styl ...

The Allstate Corporation (ALL) reported third-quarter 2024 adjusted net income of $3.91 per share, which outpaced the Zacks Consensus Estimate by a whopping 77.7%. The bottom line increased nearly five-fold year over year.Operating revenues advanced 12.3% year over year to $16.4 billion on the back of higher earned premiums from Property-Liability unit. The top line beat the consensus mark by 0.9%.The quarterly results benefited from strong growth in earned premiums, improved underwriting income and robust ...