Fourth Quarter & Full-Year 2023 Results © 2024 Assurant, Inc. All rights reserved. Company confidential. 1 Keith Demmings President & Chief Executive Officer Keith Meier Executive Vice President & Chief Financial Officer © 2024 Assurant, Inc. All rights reserved. Company confidential. 2 2 Cautionary Statement Some of the statements in this presentation, including our business and financial plans and any statements regarding our anticipated future financial performance, business prospects, growth and operati ...

Assurant, Inc. (NYSE:AIZ) Q4 2023 Results Earnings Conference Call February 7, 2024 8:00 AM ET Company Participants Sean Moshier - Vice President, Investor Relations Keith Demmings - President and Chief Executive Officer Keith Meier - Executive Vice President, Chief Financial Officer Conference Call Participants Mark Hughes - Truist Securities John Barnidge - Piper Sandler Thomas McJoyntt - Keefe, Bruyette & Woods Brian Meredith - UBS Operator Welcome to Assurant's Fourth Quarter and Full-Year 2023 Conferen ...

净营业收入 - Assurant, Inc. (AIZ)报告2023年第四季度的净营业收入为每股4.58美元，比Zacks Consensus Estimate高出23.4%[1] - 总收入同比增长12.4%，达到30亿美元，主要是由于净赚取保费、费用和其他收入以及净投资收入的增加。这一数据比Zacks Consensus Estimate高出7.9%[2] - 全球住房部门的净赚取保费、费用和其他收入增长了7%，达到5.458亿美元。这一数据低于Zacks Consensus Estimate的55.3亿美元，也低于我们的估计55.26亿美元[4] - 全球生活方式部门的净赚取保费、费用和其他收入增长了13%，达到23亿美元，主要是由于全球汽车和联网生活的增长。这一数据高于Zacks Consensus Estimate的21亿美元，也高于我们的估计20亿美元[7] 成本和费用 - 总福利、损失和费用同比增长7.8%，达到28亿美元，主要是由于核保、销售、一般和管理费用以及利息支出的增加。这一数据高于我们的估计24亿美元[3] - 全年调整后的收益增长了39%，达到每股15.49美元[10] - 全球生活方式和全球住房部门的净赚取保费、费用和其他收入总额达到107亿美元，同比增长8%，主要是由于全球生活方式的增长和全球住房的增长[11] 财务状况 - 公司的流动性截至2023年12月31日为6.06亿美元，比公司当前的最低目标水平2.25亿美元高出3.81亿美元。截至2023年12月31日，总资产从2022年底的336亿美元增长了1.6%。债务为21亿美元，减少了2%[12] - 股东权益总额为48亿美元，同比增长14%[13] 预测展望 - 公司预计调整后的EBITDA，不包括报告的灾难，将增长中等个位数，主要受全球生活方式和全球住房的推动[14] - 预计调整后的每股收益，不包括灾难，将略低于调整后的EBITDA的增长，主要反映了战略技术投资带来的折旧费用增加[15] - 预计企业和其他部门的调整后的EBITDA亏损将约为1.05亿美元，因为公司继续推动费用杠杆。有效税率预计在20%至22%的范围内[16] - Assurant目前持有Zacks Rank 2 (Buy)。[17]

For the quarter ended December 2023, Assurant (AIZ) reported revenue of $3 billion, up 12.6% over the same period last year. EPS came in at $4.58, compared to $3.23 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $2.78 billion, representing a surprise of +7.92%. The company delivered an EPS surprise of +23.78%, with the consensus EPS estimate being $3.70.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they c ...

Assurant (AIZ) came out with quarterly earnings of $4.58 per share, beating the Zacks Consensus Estimate of $3.70 per share. This compares to earnings of $3.23 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 23.78%. A quarter ago, it was expected that this insurer would post earnings of $2.48 per share when it actually produced earnings of $4.29, delivering a surprise of 72.98%.Over the last four quarters, the company has surp ...

公司公正评价 - Assurant被评为美国最公正公司之一，表明其致力于为员工、客户、社区、环境和股东提供服务[1] - JUST Capital每年发布JUST 100名单，评估美国最公正公司在员工工资、培训、产品和服务质量、环保等方面的表现[2] 公司领导表态 - Assurant总裁兼首席执行官Keith Demmings表示，公司致力于为所有利益相关方建立更可持续的业务，并强调公正商业对公司的重要性[3]

财报公布 - Assurant, Inc. (AIZ)将于2月6日在收盘后公布2023年第四季度财报[1] 预期收入增长 - 预计收入将受益于改善的净赚保费和更高的净投资收入[2] - 第四季度收入的Zacks共识估计为27.8亿美元，较去年同期增长4.3%[3] 保费增加预期 - 预计净赚保费将受益于全球住房和全球生活方式部门的保费增加[4]

While the proven Zacks Rank places an emphasis on earnings estimates and estimate revisions to find strong stocks, we also know that investors tend to develop their own individual strategies. With this in mind, we are always looking at value, growth, and momentum trends to discover great companies.Considering these trends, value investing is clearly one of the most preferred ways to find strong stocks in any type of market. Value investors use fundamental analysis and traditional valuation metrics to find s ...

ATLANTA--(BUSINESS WIRE)--Assurant, Inc. (NYSE: AIZ), a leading global business services company that supports, protects and connects major consumer purchases, announced today that its Board of Directors declared a quarterly dividend of $0.72 per share of common stock. The dividend will be payable on March 25, 2024 to stockholders of record as of the close of business on February 5, 2024. Future dividend declarations will be made at the discretion of the Assurant Board of Directors and will be dependent up ...

AZZ公司 - AZZ是一家全球提供金属涂层服务、焊接解决方案、特种电气设备和高度工程服务的公司，拥有Zacks Rank 1（强烈买入）[1] - AZZ的今年盈利预期在过去60天内增长了2.2%[1] Enersys公司 - Enersys是一家从事各种工业电池制造、营销和分销的公司，拥有Zacks Rank 1[2] - Enersys的今年盈利预期在过去60天内增长了8.3%[2] Assurant公司 - Assurant是一家在住房和生活方式市场提供风险管理解决方案的全球公司，拥有Zacks Rank 1（强烈买入）[3] - Assurant的今年盈利预期在过去60天内增长了0.2%[3]