公司背景 - Assurant（NYSE：AIZ）被评为2024年美国最佳雇主[1] - Assurant是一家支持、保护和连接主要消费品购买的领先全球商业服务公司[5]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2023 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number 001-31978 Assurant, Inc. (Exact name of registrant as specified in its charter) Delaware 39-1126612 (State or other jurisdiction of incorporation) ( ...

设备交易情况 - Assurant在2023年通过手机设备交易计划向美国消费者返还了43亿美元，创下行业历史新高[1] - iPhone 11再次成为交易和升级计划中最受欢迎的设备[3] - iPhone 12、iPhone 12 Pro Max、iPhone XR和iPhone 12 Pro也是热门的交易设备[4] - iPhone 12的各种版本在2023年占据了前五名设备的51%[5] - 三星Galaxy S21成为2023年最受欢迎的Android设备[5] - 2023年的在线交易数量较2019年增长了10%[5] - 在2023年第四季度，向美国消费者返还了总计16亿美元，较2022年同期增长了25%[6] - iPhone 11在第四季度的交易和升级计划中仍然是最受欢迎的设备，占前五名设备的近30%[7] - iPhone 11连续七个季度成为最受欢迎的交易设备[7] - iPhone在2023年第四季度的交易价值创下历史新高，达到218美元，较2023年第三季度的186美元有所增加[7] - 2023年是设备交易的创纪录年份，显示了消费者对这些计划的日益增长的需求[8]

HOUSTON, Feb. 14, 2024 /PRNewswire/ -- Lexitas, a leading provider of technology-enabled litigation services and a portfolio company of funds advised by Apax, is pleased to announce the appointment of Sriram ('Sri") Venkateswaran as Chief Financial Officer. "Sri is an outstanding senior finance executive, and we are thrilled to have him on the Lexitas Team" said Gary Buckland, CEO of Lexitas. "Sri has over 20 years of global executive operating experience in Fortune 200 and private equity-owned firms. He is ...

While the proven Zacks Rank places an emphasis on earnings estimates and estimate revisions to find strong stocks, we also know that investors tend to develop their own individual strategies. With this in mind, we are always looking at value, growth, and momentum trends to discover great companies. Considering these trends, value investing is clearly one of the most preferred ways to find strong stocks in any type of market. Value investors use fundamental analysis and traditional valuation metrics to find ...

Fourth Quarter & Full-Year 2023 Results © 2024 Assurant, Inc. All rights reserved. Company confidential. 1 Keith Demmings President & Chief Executive Officer Keith Meier Executive Vice President & Chief Financial Officer © 2024 Assurant, Inc. All rights reserved. Company confidential. 2 2 Cautionary Statement Some of the statements in this presentation, including our business and financial plans and any statements regarding our anticipated future financial performance, business prospects, growth and operati ...

Assurant, Inc. (NYSE:AIZ) Q4 2023 Results Earnings Conference Call February 7, 2024 8:00 AM ET Company Participants Sean Moshier - Vice President, Investor Relations Keith Demmings - President and Chief Executive Officer Keith Meier - Executive Vice President, Chief Financial Officer Conference Call Participants Mark Hughes - Truist Securities John Barnidge - Piper Sandler Thomas McJoyntt - Keefe, Bruyette & Woods Brian Meredith - UBS Operator Welcome to Assurant's Fourth Quarter and Full-Year 2023 Conferen ...

净营业收入 - Assurant, Inc. (AIZ)报告2023年第四季度的净营业收入为每股4.58美元，比Zacks Consensus Estimate高出23.4%[1] - 总收入同比增长12.4%，达到30亿美元，主要是由于净赚取保费、费用和其他收入以及净投资收入的增加。这一数据比Zacks Consensus Estimate高出7.9%[2] - 全球住房部门的净赚取保费、费用和其他收入增长了7%，达到5.458亿美元。这一数据低于Zacks Consensus Estimate的55.3亿美元，也低于我们的估计55.26亿美元[4] - 全球生活方式部门的净赚取保费、费用和其他收入增长了13%，达到23亿美元，主要是由于全球汽车和联网生活的增长。这一数据高于Zacks Consensus Estimate的21亿美元，也高于我们的估计20亿美元[7] 成本和费用 - 总福利、损失和费用同比增长7.8%，达到28亿美元，主要是由于核保、销售、一般和管理费用以及利息支出的增加。这一数据高于我们的估计24亿美元[3] - 全年调整后的收益增长了39%，达到每股15.49美元[10] - 全球生活方式和全球住房部门的净赚取保费、费用和其他收入总额达到107亿美元，同比增长8%，主要是由于全球生活方式的增长和全球住房的增长[11] 财务状况 - 公司的流动性截至2023年12月31日为6.06亿美元，比公司当前的最低目标水平2.25亿美元高出3.81亿美元。截至2023年12月31日，总资产从2022年底的336亿美元增长了1.6%。债务为21亿美元，减少了2%[12] - 股东权益总额为48亿美元，同比增长14%[13] 预测展望 - 公司预计调整后的EBITDA，不包括报告的灾难，将增长中等个位数，主要受全球生活方式和全球住房的推动[14] - 预计调整后的每股收益，不包括灾难，将略低于调整后的EBITDA的增长，主要反映了战略技术投资带来的折旧费用增加[15] - 预计企业和其他部门的调整后的EBITDA亏损将约为1.05亿美元，因为公司继续推动费用杠杆。有效税率预计在20%至22%的范围内[16] - Assurant目前持有Zacks Rank 2 (Buy)。[17]

For the quarter ended December 2023, Assurant (AIZ) reported revenue of $3 billion, up 12.6% over the same period last year. EPS came in at $4.58, compared to $3.23 in the year-ago quarter. The reported revenue compares to the Zacks Consensus Estimate of $2.78 billion, representing a surprise of +7.92%. The company delivered an EPS surprise of +23.78%, with the consensus EPS estimate being $3.70. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they ...

Assurant (AIZ) came out with quarterly earnings of $4.58 per share, beating the Zacks Consensus Estimate of $3.70 per share. This compares to earnings of $3.23 per share a year ago. These figures are adjusted for non- recurring items. This quarterly report represents an earnings surprise of 23.78%. A quarter ago, it was expected that this insurer would post earnings of $2.48 per share when it actually produced earnings of $4.29, delivering a surprise of 72.98%. Over the last four quarters, the company has s ...