财务数据和关键指标变化 - 当前云订单积压增长29%，达到154亿欧元，几乎完全是有机增长 [7][21] - 总收入增长10%，达到85亿欧元，主要受云收入强劲推动 [22] - 云收入增长27%，达到44亿欧元，云ERP套件增长36%，达到36亿欧元 [8][21] - 非国际财务报告准则（non-IFRS）运营利润增长28%，达到22亿欧元，运营利润率为26.5% [8][24] - 自由现金流增长44%，达到12亿欧元 [24] 各条业务线数据和关键指标变化 - 云ERP套件继续成为收入增长的主要驱动力，增长36% [8][21] - 软件许可收入下降14%，显示出一定的韧性 [21][24] 各个市场数据和关键指标变化 - 在亚太地区和欧洲、中东及非洲（EMEA）市场，云收入表现特别强劲 [23] - 巴西、智利、德国、意大利、印度、日本和西班牙的云收入增长显著 [23] 公司战略和发展方向和行业竞争 - 公司正在推进云转型，专注于业务AI，约30%的云订单涉及AI用例 [6][8] - 通过收购WalkMe，增强了业务转型组合，提升用户体验和工作流执行 [20] - 未来将加强市场拓展策略，特别是中型市场的合作伙伴生态系统 [14][18] 管理层对经营环境和未来前景的评论 - 管理层对2024年的展望乐观，预计运营利润在78亿至80亿欧元之间 [18][25] - 尽管面临宏观经济挑战，客户对云转型的需求依然强劲 [31][70] 其他重要信息 - 公司在技术和开发会议上展示了Joule的重大升级，增强了其AI能力 [15][16] - SAP知识图谱的推出被视为行业的游戏规则改变者 [17] 问答环节所有提问和回答 问题: 关于大型交易的贡献 - 大型交易占云订单的60%以上，显示出强劲的市场需求 [30] - 管理层认为，尽管面临宏观经济挑战，客户对云转型的需求依然强劲 [31] 问题: 管理变动对业务的影响 - 管理层表示，尽管有管理变动，但团队对未来的机会充满信心 [36][62] 问题: 云收入的驱动因素 - 云ERP套件的强劲增长主要来自于大型客户的转型需求 [43][70] 问题: 交易收入的影响 - 交易收入受到宏观经济环境的影响，预计在经济条件改善时会恢复 [63] 问题: GenAI对云毛利的影响 - 管理层认为，GenAI的使用将增加增量毛利，但短期内不会对2025年的毛利产生风险 [66][67] 问题: 支持收入的趋势 - 支持收入的下降将逐渐加速，随着云收入的增长，维护收入的转化将成为关键 [74]

Cathay General Bancorp (NASDAQ:CATY) Q3 2024 Earnings Conference Call October 21, 2024 6:00 PM ET Company Participants Georgia Lo - IR Chang Liu - President & CEO Heng Chen - EVP, CFO & Treasurer Conference Call Participants Gary Tenner - D.A. Davidson Andrew Terrell - Stephens Nicholas Moutafakis - KBW Adam Butler - Piper Sandler Operator Good afternoon, ladies and gentlemen, and welcome to Cathay General Bancorp's Third Quarter of 2024 Earnings Conference Call. My name is Rocco, and I will be your coordin ...

W. R. Berkley Corporation (NYSE:WRB) Q3 2024 Earnings Conference Call October 21, 2024 5:00 PM ET Company Participants Rob Berkley - President & CEO Rich Baio - EVP & CFO Bill Berkley - Executive Chairman Conference Call Participants Elyse Greenspan - Wells Fargo Rob Cox - Goldman Sachs Andrew Kligerman - TD Cowen Mike Zaremski - BMO Capital Markets Mark Hughes - Truist Securities Josh Shanker - Bank of America David Motemaden - Evercore ISI Ryan Tunis - Autonomous Research Alex Scott - Barclays Brian Mered ...

Simpson Manufacturing Co., Inc. (NYSE:SSD) Q3 2024 Earnings Conference Call October 21, 2024 5:00 PM ET Company Participants Kimberly Orlando - Investor Relations, ADDO Investor Relations Michael Olosky - President and Chief Executive Officer Brian Magstadt - Chief Financial Officer and Treasurer Conference Call Participants Daniel Moore - CJS Securities Timothy Wojs - Baird Kurt Yinger - D.A. Davidson Operator Greetings and welcome to the Simpson Manufacturing Company Third Quarter 2024 Earnings Conference ...

ServisFirst Bancshares, Inc. (NYSE:SFBS) Q3 2024 Earnings Conference Call October 21, 2024 5:15 PM ET Company Participants Davis Mange - Director, Investor Relations Tom Broughton - Chief Executive Officer Henry Abbott - Chief Credit Officer Kirk Pressley - Chief Financial Officer Ed Woodie - Controller Conference Call Participants Steven Moss - Raymond James Stephen Scouten - Piper Sandler David Bishop - Hovde Group Operator Greetings and welcome to the ServisFirst Bancshares Third Quarter Earnings Call. A ...

HDFC Bank Ltd (NYSE:HDB) Q2 2025 Earnings Conference Call October 19, 2024 8:00 AM ET Company Participants Srinivasan Vaidyanathan - CFO Sashidhar Jagdishan - CEO, Managing Director & Executive Director Conference Call Participants Mahrukh Adajania - Nuvama Wealth Management Kunal Shah - Citi Gaurav Singhal - Aspex Management Pranav Gundlapalle - Sanford C Bernstein Rahul Jain - Goldman Sachs Rikin Shah - IIFL Securities Abhijith V. - Axis Mutual Fund M. B. Mahesh - Kotak Securities Saurabh Kumar - JPMorgan ...

Preferred Bank (NASDAQ:PFBC) Q3 2024 Earnings Call Transcript October 21, 2024 2:00 PM ET Company Participants Jeff Haas - Financial Profiles Li Yu - Chairman and CEO Edward Czajka - CFO Wellington Chen - President and COO Nick Pi - CCO Conference Call Participants Matthew Clark - Piper Sandler Andrew Terrell - Stephens Gary Tenner - D.A. Davidson David Feaster - Raymond James Operator Good day, and welcome to the Preferred Bank Third Quarter 2024 Earnings Conference Call. All participants will be in listen ...

Atlantic Union Bankshares Corporation (NYSE:AUB) Q3 2024 Earnings Conference Call October 21, 2024 9:00 AM ET Company Participants Bill Cimino - Senior Vice President of Investor Relations John Asbury - President and Chief Executive Officer Robert Gorman - Executive Vice President and Chief Financial Officer Daniel Schrider - Chairman, President and Chief Executive Officer David Ring - Executive Vice President and Wholesale Banking Group Executive Conference Call Participants Catherine Mealor - KBW Russell ...

Guaranty Bancshares, Inc. (NYSE:GNTY) Q3 2024 Earnings Conference Call October 21, 2024 11:00 AM ET Company Participants Nona Branch - IR Ty Abston - Chairman and CEO Shalene Jacobson - EVP and CFO Conference Call Participants Michael Rose - Raymond James Woody Lay - KBW Matt Olney - Stephens Nona Branch Good morning. And welcome to the Guaranty Bancshares Third Quarter 2024 Earnings Call. My name is Nona Branch and I will be your operator for today's call. I would like to remind everyone that this call is ...

Joint Stock Company Kaspi.kz (OTC:KSPI) Q3 2024 Earnings Conference Call October 21, 2024 8:00 AM ET Company Participants David Ferguson - MD, Head of IR Mikheil Lomtadze - CEO and Co-Founder Conference Call Participants Gabor Kemeny - Autonomous Research Soomit Datta - New Street Research James Friedman - Susquehanna Reggie Smith - JPMorgan Mikhail Butkov - Goldman Sachs David Shapiro - Vanshap Capital Operator Hello, and welcome to the Kaspi.kz 3Q and 9M 2024 Financial Results Conference Call. My name is ...