Velocity Financial, Inc. (NYSE:VEL) Q4 2023 Results Conference Call March 7, 2024 5:00 PM ET Company Participants Chris Oltmann - Treasurer Chris Farrar - President and CEO Mark Szczepaniak - Chief Financial Officer Conference Call Participants Sarah Barcomb - BTIG Don Fandetti - Wells Fargo Stephen Laws - Raymond James Steve Delaney - Citizens JMP Arren Cyganovich - Citi Operator Good day, and welcome to Velocity Financial's Fourth Quarter Conference Call. [Operator Instructions] Please note this event is ...