Lloyds Banking Group plc (NYSE:LYG) Q3 2023 Earnings Conference Call October 23, 2023 4:30 AM ET Company Participants William Chalmers - Chief Financial Officer Conference Call Participants Guy Stebbings - Exane BNP Paribas Jason Napier - UBS Jonathan Pierce - Numis Benjamin Toms - RBC Capital Markets Chris Cant - Autonomous Edward Firth - KBW Rohith Chandra-Rajan - Bank of America Andrew Coombs - Citi Aman Rakkar - Barclays Capital Operator Thank you for standing by and welcome to the Lloyds Banking Group ...