FORWARD LOOKING STATEMENTS / NON-GAAP FINANCIAL MEASURES This presentation contains statements that constitute “forward-looking platforms or our use of third-party services; (v) accelerate the adoption statements” within the meaning of the Private Securities Litigation Reform of our membership products as well as any new insurance programs and Act of 1995. Forward-looking statements include all statements that products we offer; (vi) manage the cyclical nature of the insurance business, are not historical f ...