FOURTH QUARTER 2023 EARNINGS CALL f Our 1 Stephanie Ferris Commitments Chief Executive Officer and President & Results Speakers Financial 2 James Kehoe Results & Chief Financial Officer Outlook Disclosures Forward-looking Statements Our discussions today, including this presentation and any comments made by management, contain “forward-looking statements” within the meaning of the U.S. federal securities laws. Any statements that refer to future events or circumstances, including our future strategies or re ...