Wintrust Financial Corporation Earnings Release Presentation Q4 2020 WINTRUST Q4 2020 Highlights Performance Highlights (Q4 2020) Fourth Quarter 2020 Highlights as compared to Third Quarter 2020 vs. Q3 2020 • Total loans, excluding Paycheck Protection Program ("PPP") loans, increased by $607 million primarily due to growth in commercial loans and life insurance premium finance receivables. $101.2 million Net Income $(6.1) million Net Income • Total deposits increased by $1.2 billion, not withstanding the re ...