Wintrust Financial Corporation (NASDAQ:WTFC) Q4 2023 Earnings Conference Call January 18, 2024 11:00 AM ET Company Participants Tim Crane - President & CEO David Dykstra - Vice Chairman & COO Richard Murphy - Vice Chairman & Chief Lending Officer Conference Call Participants Jon Arfstrom - RBC Capital Markets Chris McGratty - KBW Casey Haire - Jefferies Jeff Rulis - D.A. Davidson Brandon King - Truist Ben Gerlinger - Citi Terry McEvoy - Stephens Inc. Brody Preston - UBS Operator Welcome to Wintrust Financia ...