Old Second Bancorp, Inc. (NASDAQ:OSBC) Q4 2022 Earnings Conference Call January 26, 2023 11:00 AM ET Company Representatives Jim Eccher - Chief Executive Officer Brad Adams - Chief Financial Officer Gary Collins - Vice Chairman of the Board Conference Call Participants Jeff Rulis - D.A. Davidson Chris McGratty - KBW David Long - Raymond James Operator Good morning, everyone, and thank you for joining us today for Old Second Bancorp, Inc.'s Fourth Quarter 2022 Earnings Call. On the call today is Jim Eccher, ...