4th Quarter 2020 Flagstar Bancorp, Inc. (NYSE: FBC) 1 Earnings Presentation 4th Quarter 2020 January 21, 2021 Cautionary statements 4th Quarter 2020 This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Forward-looking statements are based on management's current expectations and assumptions regarding the Company's business and performance, the economy and other future conditions, and forecasts of future events, circum ...