New York Community Bancorp, Inc. (NYSE:NYCB) Q4 2020 Earnings Conference Call January 27, 2021 8:30 AM ET Company Participants Sal DiMartino - Director, IR Thomas Cangemi - President & CEO John Pinto - CFO Robert Wann - COO Conference Call Participants Ebrahim Poonawala - Bank of America Securities Mark Fitzgibbon - Piper Sandler Chris McGratty - KBW Brock Vandervliet - UBS Steven Alexopoulos - J.P. Morgan Steve Moss - B. Riley Securities Ken Zerbe - Morgan Stanley Dave Rochester - Compass Point Peter Winte ...