FINANCIAL, INC. Fourth Quarter 2021 Earnings Presentation Forward looking statements When used in this presentation or other vritten or oral communications, statements which are not historical in nature, induding those containing words such as "will," tbelleve," "expect," "anticipate," "estimate," "plan," "continue," "intend," "trould," "tray," "he negative of these words or similar expressions, are intended to identify "forward-looking statements" within the meaning of Section 27A of the Securities Act of ...