Lloyds Banking Group plc (NYSE:LYG) Q4 2021 Earnings Conference Call February 24, 2022 4:30 AM ET Company Participants Charlie Nunn - Group Chief Executive William Chalmers - CFO Douglas Radcliffe - Head of IR Conference Call Participants Alvaro Serrano - Morgan Stanley Omar Keenan - Credit Suisse Guy Stebbings - BNP Paribas Exane Amandeep Rakkar - Barclays Rohith Chandra-Rajan - Bank of America Merrill Lynch Christopher Cant - Autonomous Research LLP Raul Sinha - JPMorgan Edward Firth - Keefe, Bruyette ...