Lloyds Banking Group PLC (NYSE:LYG) Q4 2022 Earnings Conference Call February 22, 2023 4:30 AM ET Company Participants Charles Nunn - Group Chief Executive & Executive Director William Chalmers - Group CFO & Executive Director Douglas Radcliffe - Group IR Director Conference Call Participants Guy Stebbings - BNP Paribas Exane Omar Keenan - Crédit Suisse Raul Sinha - JPMorgan Chase & Co. Amandeep Rakkar - Barclays Bank Ed Firth - KBW Benjamin Toms - RBC Capital Markets Christopher Cant - Bernstein Autonomous ...