Lincoln National Corporation (NYSE:LNC) Q3 2020 Earnings Conference Call November 5, 2020 10:00 AM ET Company Participants Chris Giovanni - Corporate Treasurer Dennis Glass - President and CEO Randy Freitag - CFO and Head, Individual Life Conference Call Participants Ryan Krueger - KBW Humphrey Lee - Dowling & Partners Tom Gallagher - Evercore Erik Bass - Autonomous Research John Barnidge - Piper Sandler Suneet Kamath - Citi Elyse Greenspan - Wells Fargo Operator Good morning and thank you for joining Linco ...