loanDepot, Inc. (NYSE:LDI) Q4 2022 Earnings Conference Call March 8, 2023 5:00 PM ET Company Participants Gerhard Erdelji - SVP, IR Frank Martell - President and CEO Patrick Flanagan - CFO Jeff Walsh - LDI Mortgage President Conference Call Participants Doug Harter - Credit Suisse Brad Capuzzi - Piper Sandler Kyle Joseph - Jefferies Blake Netter - Morgan Stanley Bob Napoli - William Blair Operator Good afternoon, and welcome to loanDepot's Year-end and Fourth Quarter 2022 Conference Call. [Operator Instruc ...