Heartland Financial USA, Inc. COVID-19 Credit Overview Commercial and Ag Portfolios 1st Quarter 2020 HTLF Customer Segment Profiles Affected by COVID-19 | --- | --- | --- | |---------------------------------|--------------------|-------------------------| | Industry | Total Exposure (1) | % of Gross Exposure (1) | | Lodging | $498,596 | 4.47% | | Multi-Family Properties | $436,931 | 3.92% | | Retail Properties | $408,506 | 3.66% | | Retail Trade | $367,764 | 3.30% | | Restaurants and Bars | $247,239 | 2.22% ...