| --- | --- | --- | --- | |-------------------------------------|-------|-------|-------| | | | | | | | | | | | | | | | | | | | | | | | | | | PRESENTATION CAN BE | | | | | | | | | | | | | | | UP TO THREE LINES | | | | | | | | | | | | | | | CAN BE UP TO THREE | | | | | | | | | | LINES Heartland Financial USA, Inc. | | | | | | | | | | | | | | | | | | | | 4 th Quarter 2020 Financials | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Presentation Subtitle | | | | | | | | ...