HTLF Strength. Insight. Growth. 4th Quarter 2021 Financials Safe Harbor This release (including any information incorporated herein by reference), and future oral and written statements of HTLF and its management, may contain forwardlooking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, with respect to the business, financial condition, results of operations, plans, objectives and future performance ...