Heartland Financial USA, Inc. (NASDAQ:HTLF) Q2 2023 Earnings Conference Call July 31, 2023 5:00 PM ET Company Participants Bruce Lee - President & Chief Executive Office Bryan McKeag - Chief Financial Officer Nathan Jones - Chief Credit Officer Conference Call Participants Jeff Rulis - D.A. Davidson David Long - Raymond James Andrew Liesch - Piper Sandler Terence McEvoy - Stephens Damon DelMonte - KBW Operator Greetings, and welcome to HTLF's 2023 Second Quarter Conference Call. This afternoon, HTLF announc ...