Horace Mann Educators Corporation (NYSE:HMN) Q3 2021 Results Conference Call November 4, 2021 11:00 AM ET Company Participants Heather Wietzel - Vice President of Investor Relations Marita Zuraitis - President and Chief Executive Officer Bret Conklin - Executive Vice President and Chief Financial Officer Mark Desrochers - SVP, Head of P&C and Corporate Chief Actuary Conference Call Participants Meyer Shields - KBW Matt Carletti - JMP John Barnidge - Piper Sandler Gary Ransom - Dolling & Partners Greg Peters ...