Horace Mann Educators Corporation (NYSE:HMN) Q3 2022 Earnings Conference Call November 4, 2022 11:00 AM ET Company Participants Heather Wietzel – Vice President-Investor Relations Marita Zuraitis – President and Chief Executive Officer Bret Conklin – Executive Vice President and Chief Financial Officer Mark Desrochers – Property & Casualty Matt Sharpe – Supplemental & Group Benefits Ryan Greenier – Investments Conference Call Participants Gary Ransom – Dowling & Partners John Barnidge – Piper Sandler Matt C ...