Horace Mann Educators Corporation (NYSE:HMN) Q4 2022 Earnings Conference Call February 8, 2023 12:00 PM ET Company Participants Marita Zuraitis - President, Chief Executive Officer Bret Conklin - Executive Vice President, Chief Financial Officer Mark Desrochers - Senior Vice President, Property and Casualty Matt Sharpe - Executive Vice President, Supplemental and Group Benefits Heather Wietzel - Vice President, Investor Relations Conference Call Participants Sid - Raymond James John Barnidge - Piper Sandler ...