Guild Holdings Company (NYSE:GHLD) Q4 2021 Earnings Conference Call March 10, 2022 5:00 PM ET Company Participants Mary Ann McGarry – Chief Executive Officer Terry Schmidt – President Amber Kramer – Chief Financial Officer Michael Kim – Investor Relations Conference Call Participants Trevor Cranston – JMP Securities Rick Shane – JP Morgan Giuliano Bologna – Compass Point Research & Trading Operator Good afternoon, ladies and gentlemen, and welcome to Guild Holdings Company's Fourth Quarter 2021 Earnings con ...