F.N.B. Corporation (NYSE:FNB) Q1 2023 Earnings Conference Call April 20, 2023 8:30 AM ET Company Participants Lisa Hajdu - Manager of IR Vince Delie - Chairman, President and CEO Gary Guerrieri - Chief Credit Officer Vince Calabrese - CFO Scott Free - SVP and Treasurer Conference Call Participants Frank Schiraldi - Piper Sandler Daniel Tamayo - Raymond James Timur Braziler - Wells Fargo Securities Michael Perito - KBW Russell Gunther - Stephens Brian Martin - Janney Operator Good morning, and welcome to th ...