First Citizens BancShares, Inc. Fourth Quarter 2022 Earnings Conference Call January 26, 2023 | --- | --- | --- | |--------|---------|-------| | | | 2 | | Agenda | Page(s) | | Section I – 2022 Accomplishments and 2023 Strategic Objectives 4 – 6 Section II – Fourth Quarter 2022 Financial Results 7 – 29 Financial Highlights 8 Earnings Highlights 9 – 11 Notable Items 12 Net interest income and margin 13 – 15 Deposit Betas 16 Noninterest income and expense 17 – 19 Balance Sheet Highlights 20 Loans and Leases HF ...