Start Time: 09:00 January 1, 0000 10:04 AM ET First Citizens BancShares, Inc. (NASDAQ:FCNCA) Q4 2022 Earnings Conference Call January 26, 2023, 09:00 AM ET Company Participants Frank Holding - Chairman and CEO Craig Nix - CFO Tom Eklund - Treasurer Marisa Harney - Chief Credit Officer Elliot Howard - Manager Mergers and Acquisitions Deanna Hart - SVP, IR Conference Call Participants Brady Gailey - KBW Stephen Scouten - Piper Sandler Brian Foran - Autonomous Christopher Marinac - Janney Montgomery Scott Oper ...