Conifer Holdings, Inc. (NASDAQ:CNFR) Q3 2020 Earnings Conference Call November 12, 2020 8:30 AM ET Company Participants Andrew Petcoff - SVP & Director James Petcoff - Chairman & CEO Nicholas Petcoff - EVP, Secretary & Director Harold Meloche - Treasurer & CFO Conference Call Participants Marcos Holanda - Raymond James & Associates Paul Newsome - Sandler O'Neill + Partners Bob Farnam - Boenning and Scattergood Adam Prior - The Equity Group Operator Good morning, and welcome to Conifer Holdings' Third Quarte ...